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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
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      Many thanks, stay safe and have a good Christmas!
       
       
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    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
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      • 33 replies

Cabot/Restons Claim Form - old cap1 card 'debt'


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Hi Guys

 

I'm still battling it out with Restons and this is their latest salvo.

It sounds like nonsense to argue that the prescribed terms were on the back of the form.

We're talking nearly 20 years ago and I have no recollection about the form at all,

but would have thought that if anything was on the back of an application form it would be generic terms and conditions and not the prescribed terms.

 

I'm unsure about the reference to the 2004 regulations however.

 

Any thoughts on how I should respond would be greatly appreciated.

 

Thanks for all that you do.

Restons Scan.pdf

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Well good luck with that on an agreement from 1998...if they are convinced its an enforceable agreement...better let them make application to proceed...its only taken them 6 months to consider since you submitted your defence.

 

Regards

 

Andy

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one little note

don't write to them ever.

 

it simply invites letter tennis!!

 

and makes them think their willy waving is working.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I desperately want to avoid a CCJ, so am a bit paranoid about dealing with them. What happens if they resume the court action? Do I get the chance to respond?

 

 

Many thanks

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I desperately want to avoid a CCJ, so am a bit paranoid about dealing with them. What happens if they resume the court action? Do I get the chance to respond?

 

 

Many thanks

 

Yes

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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