Arrows/Reston claimform - old egg loan

[dx100uk]

attachment show pers details they have been unapproved

please redact them properly and put them all in ONE MULTIPAGE PDF.

 

 

as a side note

you need to ring the court and check they HAVe paid the fee to lift the stay.

you also, if they have, need to OBJECT to a a paper hearing

seems they are learning from what the private parking lot gladstones are doing

by trying to get things done without the judge actually inspecting what they have sent

as that's what will happen at a paperhearing.

[Koyem]

Ok i will merge them

[AndyOrch]

You need to wait now until you hear from the court if there will be a hearing...which there should be as they are requesting summary judgment..the court will inform you of the hearing date and directions for the SJ hearing....you will be expected to submit a witness statement in response to theirs....looks like they are trying to wing it with that recon online application.

 

 

Andy

[Koyem]

Merge document. Many thanks

application letter.compressed.pdf

[Koyem]

So I dont need to call them. I will just wait to hear from the court?

[AndyOrch]

Call who ? Restons ? why would you want to call them ?

[Koyem]

No. to call the court as per advice from dx?

[Koyem]

Can I also ask can this not qualify for statute barred because it was more than 6 years since my last payment. I just dont know how statute barred applies Many thanks

[dx100uk]

attachment unapproved again

you need to removed the claim number.

[dx100uk]

What was the date of your last payment? October 1 2010

 

cant be statute barred then.

the claimform was issued within 6yrs

[Koyem]

Re uploaded files

application letter.compressed.pdf

[dx100uk]

ref no showing page 3 and page 10 ............STILL

 

how nice of them to allow it to be stayed hoping they could con you into coughing up by their threats

 

we need to see their exhibits too please.

 

and not blurred images please.

we need to be able to read it clearly.........

[Koyem]

try again

 

Just a query.

 

This loan was a re loan and I have a previous loan with them and the remaining balance was deducted from this loan. Should it be mentioned in the agreement?

 

I just want to post this if is there is any bearing.

 

When I requested a CCA from Arrow they send a letter back that acknowledging that they are not the creditor and they will request documentation from original creditor.

 

Then They send me a copy of the agreement, a copy of T & C and originators statement.

 

But these information didn't come from the original creditor but from Idem Capital securities limited stating assigned by them.

 

Then a letter from reston that the agreement is a reconstituted one.

docs1.pdf

docs 2.pdf

Edited March 20, 2017 by dx100uk
documents PROPERLY redacted - dx

[dx100uk]

just spent the last 45mins doing all those docs

please try and redact things properly no wonder they claim to know who you are..

 

good job no-one saw them.

 

now what puzzled me is how can they claim a tickbox online agreement can be reconstructed..urm...

[Koyem]

Thanks. So what do you want me to do now?

[dx100uk]

post 105

[Koyem]

Hello I received a letter from the court and the hearing is set on the 16th of June. What should I do now nothing has been said in the letter what to do just the information about the hearing

[dx100uk]

what are the courts directions as post 104

[Koyem]

I hvent seen any direction the only written in the letter is when abd the time and how long will it approximately last. Nothing said about witness atatement

[Koyem]

Do i have to do anything if there is no direction on the letter frok the court?

[dx100uk]

scan the letter from the court

[AndyOrch]

There are no directions when faced with an application for S J/SO....apart from you submitting your own witness statement in objection to their application given the reasons why it should proceed to trial....you must submit this not less than 14 days pre hearing date.

 

Andy

[Koyem]

Thanks. So i willl amke a wirness sttatement and will guve this to the court and to reton? Please can you give me an idea how to make one? Thanks

[AndyOrch]

Has the claimant not enclosed one with their application? Simply copy that style and refute their statement with your reasons as to why you object

[Koyem]

Hello! I am trying to write my witness statement

 

Can I ask about notice of assignment.

 

 

On their witness statement Arrow said that they purchase the account from idem but arrow didnt signed the notice of assignment that was sent to me and Idem didnt send any letter stating that the account is not transferred to Arrow?

 

Am I right also about The usual way of assigning the benefit of any debt or other legal thing in action under section 136 of the Law of Property Act 1925. Under that section, the basic requirements for a legal assignment are as follows:

 

The assignment must be in writing and signed under hand by the assignor.

Notice of the assignment must be received by the other party or parties for the assignment to take effect.

 

The notice of assignment from Arrow was dated Jan 2016 and was sent to my previous address that i left there 2013 so I haven't receive this I seen this notice only in their witness statement.

 

So can I use these points for my witness statement.

 

Also about the reconstructed agreement and also reston didnt sent my CPR 31.14 request their only response is that the letter was not signed so they cannot reply.