Arrows/Reston claimform - old egg loan

[Koyem]

Hello I had received a letter from REston about my egg loan that was outstanding from 2007.

 

Arrow wrote me a letter telling me that It will be Reston taking over my case.

 

Reston told me to file a legal case If i wont contact them and settle the amount.

Any advise would be greatly appreciated

[AndyOrch]

Hi Koyem and welcome to CAG

 

I assume reading between your lines you mean you have received a Court Claim (N1 ) Northampton ?

 

Regards

 

Andy

[Koyem]

No they are just threatening me that they are going to file a case if i wont contact Reston.

This is the first time i have heard from anybody since my default payment in 2007.

Reading from this thread about statue barred would my case be the same.

 

Sorry I missed type my first post.

It should be Reston is threatening me that they will do legal action if I am not going to contact them to settle the outstanding loan.

[Old Cogger]

they are at it again if SB then that is it if they try to proceed they will waste courts time/

[dx100uk]

Willy waving ignore them

Bet it doesn't say will anywhere

 

Unless/until they issue a claimforn ignore

 

Own thread created

[Koyem]

I contacted Reston they said they are going to send a form to fill out with regards to some expenses and my income and they ask me how much I can offer to pay every month and If I can pay any amount today I said no and I said I will wait for the form to be received.

 

 

They also said that if I wont do anything about it they will now go to the next step which is filing my case on the court.

[AndyOrch]

I contacted Reston they said they are going to send a form to fill out with regards to some expenses and my income and they ask me how much I can offer to pay every month and If I can pay any amount today I said no and I said I will wait for the form to be received. They also said that if I wont do anything about it they will now go to the next step which is filing my case on the court.

 

Dont return the I&E and dont contact them...wait for a court claim and then post back here.

 

Andy

[Koyem]

Ok thanks. They have given me until the 14th of September to send them back the form. So I will just have to wait for them to take legal action about my case?

[AndyOrch]

Ok thanks. They have given me until the 14th of September to send them back the form. So I will just have to wait for them to take legal action about my case?

 

Thats about it......call their bluff...but never ever commit or make offers or acknowledge (especially to this crew)

[dx100uk]

I refer to post 5

 

And stop talking to them on the phone!!

They are not bailiffs

[Koyem]

But I have called them and give information about email address if I am happy for them to email me and send txt on my mobile number.

 

not about my loan because i almost forgot about it but I know I have this unpaid loan.

 

They asked me about email address and of course my personal details as check if it was me calling them.

 

Will this affect anything that I had contacted them.

 

Initially I was given until the 1st of September to contact them and discuss my case that is why I call today because I panicked,

 

then after I found this thread that is why all your advice is greatly appreciated

[dx100uk]

Lucky you found cag then

You almost got mugged blind!!

[AndyOrch]

Can only advise you one last time.....IGNORE them

[Koyem]

Thanks and I will/ Whatever they do next I will post it here.

[Dire1]

I totally get your panicking,

been there too and not sure I'm done panicking

.But you've come to the right place to get good advice!

[Koyem]

Hello I am back again.

 

I received the letter from Reston and saying that my last payment with egg was Dec 1, 2010,

so I checked my transaction from year 2010 and found out that my last payment was October 1, 2010 so its nearly 6 years.

 

I just want some advice on what to do now.

 

They are asking if I can start my paying them any small amount. Thanks

[dx100uk]

still don't understand why rectums are writing to you

that's usually the dca that does that.

suppose its because you rang the and invited letter tennis.

 

let it run.

 

come back here

and we'll decide if its CCA request time then.

 

dx

[AndyOrch]

Hello I am back again.

 

I received the letter from Reston and saying that my last payment with egg was Dec 1, 2010,

so I checked my transaction from year 2010 and found out that my last payment was October 1, 2010 so its nearly 6 years.

 

I just want some advice on what to do now.

 

They are asking if I can start my paying them any small amount. Thanks

 

Need to drag this out then at least until Jan 2017 to pass the SB threshold

 

Andy

[dx100uk]

sar to EGG IMHO

 

 

use the Canadian square address

I bet you've PPI too that you don't know

 

 

dx

[Koyem]

Just to add in the letter it says that Arrow Global purchased the loan from egg and I am not entitled to see a copy of the sale agreement.

 

This said that Arrow had send the Notice of Assignment on Nov, 2015 which I haven't received.

 

Can i do something now or should I just wait for them to file a CCJ

[AndyOrch]

No need to do anything ..unless they issue a claim...then you can ask for everything:-)

[Koyem]

Hello again

 

 

I received a letter today about a claim form from county court business centre.

 

 

I am given 14 days to respond and the letter was dated 21 of September.

 

 

Hopefully somebody can give me advice what to do next.

 

 

Thanks in advance

[dx100uk]

Moved to legals

 

Can you fill this out please

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-December-2014**

[Koyem]

In order for us to help you we require the following information:-

 

Name of the Claimant ? Arrow Global Limited

 

Date of issue – 21 September 2016

What is the claim for – POC -

 

 

1.The claimant claim payments of overdue balance from the defendant under a contract between the defendant and Egg dated on pr about feb 16, 2007 and assigned to the claimant on Nov. 30, 2015 Particulars a/c no ...........

Date 26/07/2016

Item default balance

Value 4580.14

Post refri Cr. Nil

total 4580.14

 

What is the value of the claim? 4580.14

Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? Loan

When did you enter into the original agreement before or after 2007? Feb 16, 2007

Has the claim been issued by the original creditor

or was the account assigned and it is the Debt purchaser who has issued the claim. Arrows

Were you aware the account had been assigned – did you receive a Notice of Assignment? No and it was only assigned to the claimant dated Nov 30, 2015

Did you receive a Default Notice from the original creditor? No because I haven't because i have relocated and I dont know if there was a default notice

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? No because I haven't because i have relocated

Why did you cease payments? I dont have enough money to pay and i was in overdraft for few years

What was the date of your last payment? October 1 2010

 

Was there a dispute with the original creditor that remains unresolved? no

Did you communicate any financial problems to the original creditor

and make any attempt to enter into a debt managementicon plan? no

[dx100uk]

is that ALL that the POC says please

 

 

pop on on MCOLwebsite

ack [{AOS BOX] the claim

defend all

leave jurisdiction unticked

 

 

get a CCA request running to the claimant

get a CPR 31:14 running to the sols.

 

 

dx