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Moorcroft Chasing wageday advance Debt from 2013


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Hi

 

Been working now since mid 2013 and still with the same company enjoying work and making good money

 

Back in 2013 i came out of work and got greedy with money went down the stupid route of borrowing money from Wage day advance

 

 

i borrowed £130 in total and with being out of work stupidly didnt pay it back

after forgeting about the debt and settling things like overdrafts and other stupid little things

i finally got back on my feet slowly improved my credit and things was going well.

 

The other month got a letter from this WDA requesting i pay back £290

i emailed them asking why has it taken them over 3 years to send me a letter requesting this money

they didnt explain why and keep demanding £290

 

 

ive told them not paying a penny until i get a detailed breakdown of charges there version of a detailed breakdown is

 

Original Loan: 130

Interest £130

Missed Payment Fee: £30

 

Thats all they keep sending me

i ignorned them until they sent me what i asked for

 

 

last week moorcrap have sent their demands on behalf of WDA with their own little charge on top for the convenience

 

Not responded to these

still telling WDA i want a detailed breakdown and why has it taken them 3 years to chase this little debt

 

this is more than double what i borrowed

 

HARSH LESSON LEARNED WILL NOT BE BORROWING MONEY OFF THESE PEOPLE AGAIN.

 

Thanks any advice is welcomed

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Moorcrofts can be safely ignored, they are powerless.

 

If you receive a claimform, then we can help with that

PLEASE HELP US TO KEEP THIS SITE RUNNING

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I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

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safe to ignore

 

a DCA is not a bailiff

 

I've moved your thread to the WDA forum too.

plenty of like threads to read here

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Had another letter off them today stating a door collector will be attending my property if I don't reply by 02.09.16

 

These muppets don't scare me and surely stepping foot on my path is classed as trespassing

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yes but don't do anything silly

 

 

simply tell them to leave or you'll call 101

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Technically its only trespassing if youve told them not to. Until then they have an implied right to knock on your door and ask.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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