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Colzey35

Starting ppi investigation

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Hiya hope this is the correct place for this

 

 

I'm going to start the ppi process from today

I've finally took my head out the sand in regards to debt

so want to get my like back on track

 

 

over the years I have had

 

HSBC account & credit card

 

Barclays account & credit card

 

Welcome loan ( I had a ridiculous amount of charges from these)

 

Rbs account which I payed a monthly subscription

 

Blackhorse car finance

 

British credit trust car finance

 

Capital one credit card

 

Kay's catalogue

 

Next account

 

Gmac mortgage they sold it to Bradford & bingley it's now with mortgage express

 

I've looked through as much information as I can on here

but can't seem to find the answers I after

 

 

I only have a handful of the account number so can I still claim without an account number?

Can I only go back 6 Years?

 

Also is ppi the same as claiming back charges from say welcome finance

and bank monthly subscriptions or is it completely different

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PPI is quite easy

but first you'll need either statements of the accounts

or the agreements/contracts to be able to track it down if it exists.

 

 

SAR is a useful tool.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Is that the letter to ask for all information they hold on me ?

I take it I need to supply all previous address on this to?

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yes have a read of the full sar thread/posts

 

one per 'bank' or 'group' is all you need

 

so if you had 2 accounts with the same lender

only ONE is needed.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Brill thank you do you know how I try to contact welcome finance with them no longer being in business?

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they are still in business

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Really I thought they went pop

I have about £1000 in charges from them is that part of the ppi process

or can I not claim late payment charges anymore

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pers I doubt you'll get anything out of them

as they appear now to be referring to some kind of waiver they've been given

to avoid all reclaims

 

 

have a read around use the search cag box red toolbar uptop


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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