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Two statute barred debts capquest & Lloyds, RBS


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Today I have received three letters from the same DCA. Two letters are identical.

 

They are asking me to get in touch about two very old debts with two different banks:

last time I heard from Bank A was 2007

and the last time I heard from Bank B was Jan 2010

 

- and I have heard nothing since from either

- and I have not made any payments or been in touch with either since those dates.

 

I think, therefore, they are statute barred.

 

Should I just ignore the DCA letters?

 

Can they "default" me with the CRAs?

My posts are offered informally, without prejudice and without liability. You should seek the advice of a qualified insured professional.

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no they cant enter a new default

only mirror what the OC ever entered

 

name names please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I have no idea what the OC entered as I have not seen my credit report during that time.

 

I went on the ER shortly before the referendum and the reports I have seen since then have no mention of these.

 

The DCA is CapQuest. Lloyds, RBS.

My posts are offered informally, without prejudice and without liability. You should seek the advice of a qualified insured professional.

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crappest never mind.

  • Confused 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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not if its already defaulted

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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