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ElizabethAnne

Egg/Arrow/Westcot

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Debt from June 2002 £8,500 sold by Barclays to Arrow Global.

 

I have been dealing with Capquest until Nov 2015, and paying £5 per month,

when I asked for a copy of my agreement and

 

 

had reply from Capquest in Feb 2016, saying account on hold whilst they request the documentation from Arrow.

 

I heard nothing more until last week when I had a letter from Wescot asking if I was the person they referred to and to contact them.

I did nothing.

Then a letter today from Arrow saying that Westcot is now managing my debt and asking me to contact Wescot.

 

Odd thing is I have always dealt via a friends address to avoid embarassment

and the last two letters came to my address not my friends.

 

What do i do?

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Hi,

 

When you asked for a copy of the CCA, I take it this debt is either a Credit Card or Loan? If it is either then...

 

First thing to do is stop paying until you get a fully complaint CCA request.

 

I'd personally stop all payments, ignore all correspondence unless it is a claim form. Not complying with a CCA request is a fully valid defence because the date is pre March 2007.

 

Stigman


NEVER telephone a DCA

If a DCA rings you, refuse to go through the security questions & hang up!

 

If I have helped you, click on the star & say thank you

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well that's a result

3 of your debts now proving to be cash cow accounts

and you've now removed yourself from the milking parlour

 

 

well done!


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Thanks for the replies. My CCA request did go to CapQuest and not to Arrow - does that matter?

 

Yes it was a credit card.

 

 

As they have now changed the debt collecting company can I still ignore the letters.

 

 

(I have just had yet another letter , the 2nd from Wescot asking me to contact them.

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ofcourse you ignore them

 

 

the only thing you never ignore is a claimform.

 

 

is this on your CRA file still?


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credit reference file

 

 

noddle

clearscore etc


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Arrow have a habit of passing debts around various DCAs. I suspect they can't get the CCA especially if it was Egg pre Barclays.

You can ignore their letters .

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