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Debt Managers chasing old Mothercare card account from Newday


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This company has been contacting me recently since they have acquired one of my debts from Lowell

-Newday Ltd, who in turn bought the debt from Mothercare CArds. THe amount is £310.76

 

They have called, texted and sent letters.

I have not answered their calls, replied to their text messages or letters by post.

 

 

However, about four weeks ago they had sent a letter stating that they will settle for a payment of £124.30 and the debt marked as "partially satisfied" in my credit file.

 

I realise that I have to tackle this at some point, because I did, after all, use my MOthercare CArd.

But should I accept this offer? Or do they have any tricks up their sleeve with which theyre luring me into their offer?

 

I understand that the partially satisfied note will show for 6 years but will they chase me for the remaining amount after I've accepted their settlement?

 

Please advise?

 

Thank you, in advance!

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Tell them that it is to be marked - settled - or nothing.

Have you checked for charges?

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is the debt already defaulted?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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