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Debt Managers chasing old Mothercare card account from Newday

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This company has been contacting me recently since they have acquired one of my debts from Lowell

-Newday Ltd, who in turn bought the debt from Mothercare CArds. THe amount is £310.76

 

They have called, texted and sent letters.

I have not answered their calls, replied to their text messages or letters by post.

 

 

However, about four weeks ago they had sent a letter stating that they will settle for a payment of £124.30 and the debt marked as "partially satisfied" in my credit file.

 

I realise that I have to tackle this at some point, because I did, after all, use my MOthercare CArd.

But should I accept this offer? Or do they have any tricks up their sleeve with which theyre luring me into their offer?

 

I understand that the partially satisfied note will show for 6 years but will they chase me for the remaining amount after I've accepted their settlement?

 

Please advise?

 

Thank you, in advance!

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Tell them that it is to be marked - settled - or nothing.

Have you checked for charges?


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is the debt already defaulted?


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