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I raised a fos complaint against Bongaloans (BB Credit ltd) for irresponsible lending. They found in my favour and ordered that interest and charges be refunded on around 10 loans I took out with them.

They also informed that Bongaloans have gone into liquidation.

 

 

Does this mean that I can forget about getting anything back from them? Is there any others out there in the same boat?

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Interesting Turnout for the books. At this time, I would say yes.

Im afraid so, we had this issue with Minicredit and there was nothing they could do.

 

We could do with some help from you.

 

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**Fko-Filee**

Receptaculum Ignis

 

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Bit of time has past since Bongaloans filed for insolvency, however contact the Insolvency Practitioner and see if it is not too late for you to join the creditors list.

 

https://beta.companieshouse.gov.uk/company/07744136/insolvency

 

Stigman

NEVER telephone a DCA

If a DCA rings you, refuse to go through the security questions & hang up!

 

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Thanks for your suggestion. I contacted the liquidators and they said I need to fill in a proof of debt form in order to be added to the list of creditors. Does anyone here have any experience of filling in this form.

I'm a little unsure of whether I can claim the 8% interest on payments made.

 

 

Also am I right in saying that I cannot claim any interest and charges past the date of the winding up order.

 

 

I have attached a screenshot of the form and also 3 screenshots of the FOS adjudicators decision. Sorry if the screenshots are a little unclear.

 

 

Thanks for your help

FOS2.jpg

FOS1.jpg

ProofOfDebt.jpg

FOS3.jpg

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