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    • as long as returning the car doesn't cost you ...yes. however you are not compelled to do so out of your own pocket. you simply write, if you need too, stating the car is ready for collection at anytime but please advise me first.   but of course, be a wee bit smart here, until/unless the judgement is actually satisfied, it goes nowhere! dx  
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Lowells/? Court Claimform - old Barclay Current Acount OD 'debt'***Claim Discontinued***


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Had a letter from Lowell Solicitors today (14 September) stating the following.

 

 

Dated 9/9/16.

********

We refer to the matter shown at the side of this page.

 

Please find enclosed a copy of the Directions Questionnaire which we have now lodged with the Court. You should have received a copy of the same for review and completion. The Court will use the information contained in both our copy and yours to make decisions about how the case should proceed.

 

Yours Sincerely....

********

 

 

So, I can't this this having been added to the case on MCOL and I've had nothing from the court other than stating they received my defense. 28 days (if it includes weekends and assuming I don't include the day of the defense filing) should be tomorrow. When would I expect to see online if anything else is progressing from the courts side of things?

 

 

Regards,

John.

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Did you get your DQ to fill in?

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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We appear to have a mass batch of these on the forum from Lowells today...some posters have recieved theirs some not.

 

Simple to complete...yes to Mediation...yes to small claims Track....name your Local county court as the venue...the rest are self explanatory tick boxes...return it to the court by the date stated and send a copy to the claimants solicitor...retain a copy for your file.

 

You can download your own N180 here ......

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?406099-LEGAL-N180-Directions-Questionnaire-(Small-Claims-Track)-**Correct-at-Sept-2016**

 

Andy

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Thanks Andy

Yes strange tactics goings on?

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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  • 3 weeks later...

Forms filled in and returned. How is the 28 day period calculated btw? By my counting, it's the 15th September that would be 28 days. MCOL states the DQ was filed on the 17th - their (Lowells) letter was dated the 14th.

 

Still no information back despite the request.

 

 

John.

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  • 1 month later...

I have the mediation session booked for Friday 4th - anytime in the morning.

 

 

Is there something pertinent I should be asking them as I have had no documentation back from them despite the request

 

 

and also, I have not paid anything against this debt for over 6 years now.

 

 

Presumably I ask them to explain why they're chasing this when it's statute barred and for proof I have paid anything against this debt in the past 6 years?

 

Regards,

John.

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mediation will ask several questions

one of which is have the claimant supplied the required paperwork to you

you say no

mediation will fail.

plus ofcourse there's nowt to mediate over ...its statute barred.

and it for the claimant to prove its NOT

NOT for you to prove it IS.

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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The mediation session went as expected

- they still wanted me to settle today even though they have not had the information sent to them from Barclays allegedly.

 

 

Obviously I stated that I know for a fact I had paid nothing to Barclays for over 6 years and requested all of this information from them some time ago under the CPR and they have sent nothing at all other than the letter stating they had requested the information from the first agency dealing with this.

 

Does this now get assigned to a court?

 

John.

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Up to the courts to decide

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Share on other sites
  • 2 months later...

Latest update is this -

 

General Form of Judgment or Order.

 

Upon reading the file

 

IT IS ORDERED THAT

 

1. The Claimant do by 4pm on 27 January 2017 file and serve fully detailed Particulars of Claim setting out the date of the agreement, payments made, details of the breach and calculation of the sum claimed.

 

2. The Defendant do by 4pm on 24 February 2017 file and serve a detailed defence.

 

Dated 2 December 2016.

 

 

 

 

I guess I just have to wait now?

John.

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but don't miss that deadline!!

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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  • 3 weeks later...

Excellent news well done Jack.

 

Thread title amended to reflect the outcome.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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