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    • So there's no tax payable anyway.... nothing to see here!  
    • are you actually going to benefit out of this at all?   I was slightly getting confused here earlier, and forgot you said you are the claimant because you are suing the defendant for the cost of a hire car that you personally haven't had to pay for ?    
    • I received PCN's from TFL and Southwark. 08/06/19 I spoke with Southwark regarding PCN's and thought it was sorted.   Didn't hear anything back until 17/01/20 when my car was taken by Marston EA. TFL & Marston say they sent letters but have no proof.   I emailed TFL (19th June) through their online portal and again, via email on (14th Nov 2019) < the email on 14th has been viewed 17 times but no reply. (so I have proof of contact, they don't) I asked them if they send via recoded delivery/signed for but they do not.   When my car was taken, I received a call from a friend saying it's on the back of a truck, outside his house (which is round the block from mine). I ran round there and the EA was aggressive, shouted at me and refused to show ID/why he had taken my car.   I complained to Marston who denied it but sent me some of the footage. I complained again through resolver.co.uk and Marston lied again. Then I sent ALL my info and evidence etc.   took a few weeks and called me saying sorry and taking full responsibly for their EA's aggressive behaviour etc. TFL are still refusing to comment.   Marston offered me £250 as a goodwill payment but obviously the pain and trauma causes - that doesn't cover it. The police were called when they took my car cause I was so distressed and having a panic attack etc.   I've requested the phone call recording where they accepted guilt and that they had handled everything badly, including lying about the video on Resovler. I feel like Marston know they've done wrong, but TFL still aren't in the know. (to my knowledge)   Also, I requested info from TFL via whatdotheyknow.com and TFL did a data protection breach by uploading my full details including address etc. to a public forum (and I didn't even ask anything specific about my case) so I feel like they did this out of spite/anger.   the www.whatdotheyknow.com team reprimanded them for this and advised me to complain. I also paid £800+ to retrieve my vehicle and I have completed the OOT which was denied. I tried to take it to court but when I tried to do the 'low income' thing but they wanted bank statements which I couldn't get... then corona happened.   I've downloaded/uploaded the ZIP file from Resolver convos.   Regarding the footage: my initial message to them, I made myself seem unaware and 'stupid'   they wrote a generic reply telling me that 'the footage is fine and the EA did nothing wrong' they can't uphold my complaint,   then once they sent that; I sent them the CIVEA rulebook and timestamps in the video to show that they were in the wrong and had further lied in their official response (which must be illegal)   when they received the in-depth response, I think they got scared, went away for a couple weeks   tried to get the nice sounding woman to call me up, say sorry and be really nice then offer me a measly £250.   She also tried to rush me into agreeing.   
    • No it was about under by a couple grand.    Cheers
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Closing joint bank account.

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I want my name removed from a joint bank account or the account closed. It is with TSB and has a £0 balance.


Despite it being that either one of us can close it I have been told today that it can't be done in the usual way as there is a 'restriction' on it and it will need both signatures.


Can anyone explain what that means?

I have a sole account with TSB that is in credit

and have no other debts or loans with them.


Could it be that my ex has another account or loan with them that is in debt?

That's what the customer advisor seemed to think was the reason but wasn't sure.


I am not in contact with my ex and have no desire to be, plus I know they would not sign anything. Is there any other way around it as I don't see why I should be put in this position. Thanks in advance.


Just thinking..

.could my ex have changed it to needing both signatures without me knowing?

At the time is was the only bank account I would have been able to use after we split up

. Instead I opened my own account.


Could he have been hoping that I would be unable to open an account of my own and had to use that one so he could monitor what I was doing and have access to it?


I know it sounds far fetched but you couldn't make up the things he has done

and I've found out about them.


It was a 25 year long abusive relationship and he controlled and manipulated everything.

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Hi Fluff


CAB info on joint Accounts; https://www.citizensadvice.org.uk/debt-and-money/banking/joint-bank-accounts/


To close the Account both people need to sign. To remove yourself, i think only you have to request it however, have you actually asked TSB about getting removed from it?


We could do with some help from you.


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Receptaculum Ignis


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Yes and they said they still need both signatures, despite it being able to originally be closed by either. Only my ex was paying into it to allow me to draw money.


I have the same with another account with Lloyds that they continued to spend on and i had no access despite it being in joint names. My ex ran up an overdraft and was still using the account to claim tax credits to which they were not entitled to and didn't notify them of even a month later.


It took me that long to get access as I had to get ID and jump through hoops to gain any access to what was going on. He sent me paperwork for that asking that I pay half of the debt he had built up to get the account closed. I had no access to that money despite notifying the tax office as soon as i could. I refuse to pay half of something that was beyond my control and that was spent in adult shops!


I can see now that everything he could do he did and that included lying about a failure of a bank account change. it didn't fail, he just kept control of them and left me with just one that he paid money into at his will as I had to ask. When questioned about anything he would get angry, abusive and threatening.


This is just the tip of the iceberg of their lies.


I guess I can ask for it to be blocked? Just can't see why I can't cancel it as there is zero owing on the TSB one.


With the Lloyds one they should also see I didn't have a card and that both accounts were paperless and only he managed them online.

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