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Michelle1973

Finance U CCJ/CO - now paid by they want more interest?*** Resolved/ Refunded ***

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Morning

Well I'm back!

 

 

Surprise surprise I haven't heard anything back from them since requesting the over payment be paid back to us and the 14 days is up tomorrow.

 

So If I receive nothing tomorrow I should write them a letter, what should I put in the letter?

 

Would rather check with you guys in case I get it wrong

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How did you request a refund Michelle...letter or verbal? If letter what did you put in the letter?


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It was sent in a letter and send recorded delivery. I included in the letter that an overpayment had been made (with evidence) and requested full payment within 14 days from the date of the letter

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So no or else it will be followed by legal proceedings ?


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No i didnt add anything like that as i wasnt sure of the correct proceedings (if you know what i mean)

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Okay so now you issue a LBA (Letter before Action)...basically the same as what you have already sent but it must finish with......

 

Failure to respond or comply to this letter within 10/12 days will give me no otheroption but to start legal proceedings in the CCBC Northampton for over-payment that you have refused to refund.Costs in the application and interest will be added to the claim for the period of the over payment.

 

You only send the above if you are willing to issue a claim..dont make an idle threat as they may still not respond.


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Fab, i shall wait for tomorrows post as that is the original 14 days, if nothing, I shall send the letter before action and im quite willing to make a claim through court... thank you for your help

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Afternoon all!

Sorry for the delay, but we have been away.

 

Beginning of September I sent Finance U a letter threatening them with court if they didn't pay within 14 days the over payment that we had paid them...

 

 

...came home from holidays on Sunday and there was a lovely cheque for the requested amount including the 8% interest that I added as advised!

 

Thank you all so much for your help, couldn't of done it without you.

 

Just really annoys me off to how many people they have ripped off!

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nice one

ruddy fleecers

 

 

dx

 

 

 

 

 

 

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Now you have the cheque i cannot see why not. I will let others answer who would be best though to get action

 

Finance U are nasty pieces of work

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Afternoon all!

Sorry for the delay, but we have been away.

 

Beginning of September I sent Finance U a letter threatening them with court if they didn't pay within 14 days the over payment that we had paid them...

 

 

...came home from holidays on Sunday and there was a lovely cheque for the requested amount including the 8% interest that I added as advised!

 

Thank you all so much for your help, couldn't of done it without you.

 

Just really annoys me off to how many people they have ripped off!

 

Excellent news Michelle

 

I will amend your thread title to reflect the outcome.

 

Please consider making a donation so we can continue to help others.

 

Well done and regards

 

Andy


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