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Claims Guys want Fees regarding PPI reclaim - no contract **WON**


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in otherwords they are on the back foot and know they can do bugger all to enforce a verbal agreement

whereby 'their standards' were not met.

 

ignore them now.

 

next letter will be a 90% discount.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You're not going to pay them anything are you?

 

 

CMCs are obliged by the regulator to ''agree contracts in writing with their clients before any fees can be taken''.

 

https://www.gov.uk/government/news/tougher-rules-for-claims-management-companies--2

 

There is no contractual basis on which TCG can charge you.

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  • 2 weeks later...

there ofcourse was not a letter of authority with the org questionnaire was there?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No. I never signed any letters of authority. TCG are very misleading. They say they will find out if you have PPI and if they find some you can either get them to do the rest or you can do it yourselves.

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then i'd let the willy waving carry on.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Just a update. I have received a letter from TCG asking for immediate payment and threatening court action if I do not pay them within 7 days. Would it be advisable to contact the Ombudsman just to be on the safe side? Thank you in advance.

 

 

The chances are that their complaints department hasn't told their accounts department that you are formally disputing it, so I'd respond referring them to your pending complaint. By all means contact the Legal Ombudsman, they're usually very helpful.

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  • 3 weeks later...

Well, I really want to share this result with to you and hope it might inspire others. Received another letter demanding immediate payment and threatening me with legal action, CCJs etc. E mailed them to say I was in the process of contacting the Ombudsman. On Saturday I received another letter:

 

"I refer to your e mail dated 02/09/16 and am sorry you are unable to accept your response to your complaint dated 5/08/16.

 

Whilst we respect your wish to refer your complaint to the Legal Ombudsman Service, I can confirm that we want to try and reach an amicable resolution to your complaint and we are therefore willing on this occasion to clear the outstanding balance on your account of £679.31"

 

So with the help of yourselves I have managed to thwart their bully boy tactics and have a great result! They have backed right down and there will be no more demands for anything.

 

However, there is an amusing postscript to this... The Claims Guys rang me this morning. (You couldn't make this up!)

"Hello Mrs B. Good news. We have found your Northern Rock account has PPI" I will be claiming it myself this time!!!

You couldn't make it up.

With great thanks to Consumeractiongroup x

Edited by Mr.P
Editing name.
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Hey great result

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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