Jump to content

 

BankFodder BankFodder


  • Tweets

  • Posts

    • Lowell won't agree to set it aside, even if you paid it in full. Unless you proved that you never owed the original debt or there was a major issue with it, so the default should not have been applied.
    • Lowell won't agree to set it aside, even if you paid it in full. Unless you proved that you never owed the original debt or there was a major issue with it, so the default should not have been applied. You can contact the County Court to obtain copies of the court claim that waa submitted by Lowell. It will be through the Northampton bulk centre who deal with the claims made online. If you know which company the debt was with originally e.g. Loan provider, then contact them with a GDPR subject access request (SAR). The SAR should provide you with everything including statements, but do ask for everything you want to see e.g. Statements, signed application form, CCA, any default notice issued.
    • You will have to be able to demonstrate that the game was faulty. This may include taking a screen video of what is happening. Follow our customer services guide to find out about recording your calls – but also about taking video screenshots
    • Lowell/CCJ Long story short, I have been working in my debts the last few months as I'm looking at getting a mortgage this year.   Alas my main issue is an old CCJ that I found from Lowell, it was for what I assume can be described as a doorstep loan. The date the CCJ is registered is from a person of time when I was working away on the other side of the country. However even on returning home I can hand on heart say i never saw any paperwork from the court (I may have seen it but I'm 99.9% sure I didn't. I emailed Lowell last year to ask if they would agree to a mutual set aside and was given the template answer of they had followed the correct procedure to file it etc. The only other thing maybe of worth adding is that the default on my file and the CCJ are for different amounts (please see attached pictures) So I guess I'm asking if I have any options of getting it set aside? I can afford the payment in one but wanted to check if I have options to have it set aside rather than just having it as satisfied on my file for another 4/5 years
    • 55-57, The Quadrant, High St, Windsor SL4 1LP, United Kingdom     Okay, are you prepared to bring a small claim in the County Court? If you don't know what that means then have read around this forum about small claims in the County Court and see the steps. It's very easy. Also, for this kind of money they will put their hands up and you will get your court fee back as well as your money – and you will have taught them a lesson which you can spread around the Internet. They want to play games? Here's a game for them.
  • Our picks

lenny100

research into today’s workplace ( ex soldier mental heatlh question)

style="text-align:center;"> Please note that this topic has not had any new posts for the last 1314 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

A friend of mine who is doing some research into today’s workplace for her university course has asked me to post this up although I have done it in my words as hers seem a little to complicated for me to understand and would like your honest answers, please not the political correct answer also.

 

A 48-year-old ex-soldier was medically discharged from the army due to mental health issues over 15 years ago.

He held down a job for 5 years at first working in a support role for a IT company but is illness got worse and he was forced to give up working, and was put on the sick with a lifetime recommendation in 2005.

He is on the maximum amount of anti-depressants he can be safely given, and has tried to take is life several time over the last 17 years, but has not responded to any other treatments offered by the NHS and has now been “parked” as untreatable.

Due to the recent rule changes to sickness benefits were mental health is no longer considered as a barrier to work, he is no longer able to claim Employment Support Allowance, and he is put on job seekers allowance and must try and find a job.

His mental health issues have worsened over the years and he finds it now difficult to talk to people he doesn’t know well, and although he has a short fuse, he has never been physically violent to anybody, but does shout at people and then walk away.

He needs several days in bed to recover from downer episodes and these may occur at short notice.

He also suffers for frequent flash back episodes and has been reported to be in a drunken state after, although he is a teetotaller.

The job centre says he must apply for up to 30 jobs per week in the local area but all his qualifications are now out of date, and he cannot afford the renewal fees or get any grants for over £20.000 it would cost to bring the up to date.

What role would you realistically see him in at you work place or would he even stand a chance of working at your firm,

Share this post


Link to post
Share on other sites

Is this an actual case, or a hypothetical question?

 

I have never heard of any rule changes that Mental Health issues, are no longer considered a barrier to work?


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Share this post


Link to post
Share on other sites

this is a hypothetical case based on several real cases she has come across in her work up to date , and although its not a rule change as such, the recent changes to ESA mean metal health is harder to get points for in the Work capability assessments. the current discriptors are

learning how to do tasks,

being aware of danger

starting a task and finishing it to the end

coping with change

coping with getting about on your own

dealing with other people

behavior with other people

Share this post


Link to post
Share on other sites

Hello lenny.

 

I'm unclear as to whether this is a work question or a benefits one, can you expand on this please?

 

I would also mention site rule no 6, your friend needs to contact admin please.

 

HB


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites
recent changes to ESA mean metal health is harder to get points for in the Work capability assessments.

 

No it isn't, it's just that they have deliberately set up the system in such a way that they don't test or check for mental health issues, as they cannot be seen, hence why you're tested on your physical ability, ''squeeze my thumbs, touch your toes, raise your arms above your head''.

 

I was medically retired after 18 years in the Army due to my brain injury, and I've been through all of their farcical tests, ATOS, Maximus & the whole DWP are a joke.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Share this post


Link to post
Share on other sites

I have PTSD and Arthritis. I am also on ESA so mental illness is not a barrier with an ESA Claim.

 

What i will say though is that i had to move to Northern Ireland due to the frequent [edited] ATOS Work Capability Assessments. At least over here they treat you as a human being.

Edited by honeybee13

Share this post


Link to post
Share on other sites
What role would you realistically see him in at you work place or would he even stand a chance of working at your firm,

 

IMO he would be totally unsuitable for any full time paid work, at best he may be able to do some low paid part time work, which will have a detrimental effect on his mental health, bearing in mind his previous employment.

 

But quite likely he would only be able to do volunteer work.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Share this post


Link to post
Share on other sites

OK here goes

 

1. When they were Medically Discharged did they receive a War Pension /AFPS and what Percentage were they classed?

 

2. When dealing with GP are they informing the GP they are a Veteran and this is what they are Medically Discharged for (Priority of Treatment) See link below

http://www.nhs.uk/NHSEngland/Militaryhealthcare/veterans-families-reservists/Pages/veterans.aspx

 

3. Have they contacted or asked the Veterans Welfare Service for assistance? https://www.gov.uk/government/groups/veterans-welfare-service

(They could also contact Combat Stress which deals with veterans mental health issues: http://www.combatstress.org.uk/

 

Note: If they have a War Pension / AFPS and there condition has worsened and they asked to be reassessed (I know the thought of the dreaded nightmare of atos/maximus if you do) that every one has to go through

 

Also have a look at these CAG link:

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?459265-Armed-Forces-Welfare-Contacts-**NEW-Updated-Jan-2016**

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?467152-Better-care-package-for-severely-injured-veterans

Edited by stu007

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...