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Robinson Way Claim Form...old tesco loan

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Many debts dealt with on this forum thank you.

 

I had a claim form from the court with a £6k debt from Tesco/Robinson Way.

 

I filled in the I/E form and sent it back recorded delivery.

 

Just had a letter from the court saying I never responded and I must pay the £6k.

 

I have looked at the tracking information from when it was posted over 3 weeks ago and it still says its on it way!

I also took a photo of the form before sending.

 

What do you suggest?

I did everything in the timescale but the Royal Mail has failed me.

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If you have received a judgement from the courts you have 3 choices.

 

Ignore it - wouldnt advise this as the claimant can appoint bailiffs to collect it and the ccj will be on your credit file for 6 years.

 

Pay it - wouldnt necessarily advise this if you dont think you owe the claimant the money, or if you do you can apply for a variation of the judgement to pay over time

 

Challenge it

- if you dont believe you owe it or you think you werent given the opportunity to defend the claim

then this is what you should be doing.

 

 

Apply for a set aside with form N244,

the fee is £255 and is generally unrecoverable.

The only exception to this is if you qualify for a fee remission, google EX160a to find out.

 

 

Setting aside puts the case back to the beginning and you can defend it in full but you will need a good reason for this


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If robbers way are involved, then the debt is bad. Prob full of penalty charges or even no paperwork


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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If you completed the I&E that is an admittance anyway (unless you only part admitted)...so even if they did get it you would still have a CCJ.

 

If you want to request a monthly payment plan...submit an N245 and proposed monthly payment.....fee is £50ish

 

Regards

 

Andy


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Sorry guys, been away with work. I did admit and filled in a I&E form which was sent off in time. As its the Royal Mails fault and I have tracking to prove it do I still have to pay the £50?

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As Andyorch post above then


PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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Thanks Martin. Seems a bit unfair to pay £50 when it wasn't my fault.

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Unless you qualify for fee remission then you will have to pay the fee to vary the order


PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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You could attach a copy of the N9a and a copy of your proof of postage and delivery and ask why was it not considered and resulting in a forthwith judgment and therefore requiring you to make application to vary and incur further costs ?


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yesterday I received 2 envelopes through the post

I have attached the letters.

 

I never received a claim form

have not had the opportunity to ask for a monthly payment.

 

What can I do now?

IMG_2385.pdf

IMG_9871.pdf

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so you 've moved and never updated your creditor

hence you've a backdoor CCJ now a judgement for claimant

 

if you don't have the CCJ number

go look on your credit file for it

and give northants bulk a ring tomorrow

and ask for a copy of the CCJ & the Claimform by email PDF


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Never moved, been here 10 years.

 

I will fill in the other bits tomorrow.

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oh this could be fun then.

 

bottom of post 3 first

though expect difficulties getting to a human as its always busy Mondays for them.


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I cant get through. I dont have alot of time to call while at work. Can I write to them?

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you can email but i'd keep trying the phone tomorrow


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Do you know the best email address? I tried again earlier as I am out with my boss tomorrow :!:

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it seems an oddish one; it refers to a default judgment amount last year July that has just now been varied to a lower amount.

do you happen to recall any claims around june last year.

anyway, the court will give you a copy in due course.


IMO

:-):rant:

 

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Ford you are a genius, I didnt notice that.

 

I have found all the paperwork from last year,

 

I have a variation order of £35 a month and

 

I have also logged into my account.

 

I have attached everything for you guys to look at.

 

Whats it all about?

 

You can see they have credited the account over the last few months.

The rest...

docs1.pdf

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i thought it might be the tesco one,

after seeing you're other thread re your debts and tesco being around that.

 

the original 6k being incorrect,

re the incorrect interest (ie n/a),

and so now reduced to the 4.5k

 

but, they seem to be saying it is still forthwith?


IMO

:-):rant:

 

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urm that's odd

how did they claim £1400! interest

 

when did you take this Tesco loan out?

why did Tesco sell it on..urm..

 

something smells here...


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old and new threads merged

so you did know a bout it

and you filed the N9.


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It threw me because I didn't notice the date and couldn't remember anything to do with Hoist, I pay Robinson Way.

 

I did file the N9 and then received the variation last year which I have paid since. The loan was taken out about 12 years ago I think and was paid up until 4 years ago. Was sold on about 2 years ago I think.

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have you all the statements?

I'm a bit puzzled on how the interest claimed in so high?

 

when did you stop paying Tesco's do you remember?

dx


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It must be about 5-6 years ago I stopped paying the regular amount.

I then went on to DMP and then stopped altogether.

I dont have statements.

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