Robinson Way Claim Form...old tesco loan

[SnoogyWoo]

Many debts dealt with on this forum thank you.

 

I had a claim form from the court with a £6k debt from Tesco/Robinson Way.

 

I filled in the I/E form and sent it back recorded delivery.

 

Just had a letter from the court saying I never responded and I must pay the £6k.

 

I have looked at the tracking information from when it was posted over 3 weeks ago and it still says its on it way!

I also took a photo of the form before sending.

 

What do you suggest?

I did everything in the timescale but the Royal Mail has failed me.

[martin2006]

If you have received a judgement from the courts you have 3 choices.

 

Ignore it - wouldnt advise this as the claimant can appoint bailiffs to collect it and the ccj will be on your credit file for 6 years.

 

Pay it - wouldnt necessarily advise this if you dont think you owe the claimant the money, or if you do you can apply for a variation of the judgement to pay over time

 

Challenge it

- if you dont believe you owe it or you think you werent given the opportunity to defend the claim

then this is what you should be doing.

 

 

Apply for a set aside with form N244,

the fee is £255 and is generally unrecoverable.

The only exception to this is if you qualify for a fee remission, google EX160a to find out.

 

 

Setting aside puts the case back to the beginning and you can defend it in full but you will need a good reason for this

[renegadeimp]

If robbers way are involved, then the debt is bad. Prob full of penalty charges or even no paperwork

[AndyOrch]

If you completed the I&E that is an admittance anyway (unless you only part admitted)...so even if they did get it you would still have a CCJ.

 

If you want to request a monthly payment plan...submit an N245 and proposed monthly payment.....fee is £50ish

 

Regards

 

Andy

[SnoogyWoo]

Sorry guys, been away with work. I did admit and filled in a I&E form which was sent off in time. As its the Royal Mails fault and I have tracking to prove it do I still have to pay the £50?

[martin2006]

As Andyorch post above then

[SnoogyWoo]

Thanks Martin. Seems a bit unfair to pay £50 when it wasn't my fault.

[martin2006]

Unless you qualify for fee remission then you will have to pay the fee to vary the order

[AndyOrch]

You could attach a copy of the N9a and a copy of your proof of postage and delivery and ask why was it not considered and resulting in a forthwith judgment and therefore requiring you to make application to vary and incur further costs ?

[SnoogyWoo]

yesterday I received 2 envelopes through the post

I have attached the letters.

 

I never received a claim form

have not had the opportunity to ask for a monthly payment.

 

What can I do now?

IMG_2385.pdf

IMG_9871.pdf

[dx100uk]

https://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-2016**(1-Viewing)-nbsp

 

please complete the above

 

so we have all the info to correctly advise you

[dx100uk]

so you 've moved and never updated your creditor

hence you've a backdoor CCJ now a judgement for claimant

 

if you don't have the CCJ number

go look on your credit file for it

and give northants bulk a ring tomorrow

and ask for a copy of the CCJ & the Claimform by email PDF

[SnoogyWoo]

Never moved, been here 10 years.

 

I will fill in the other bits tomorrow.

[dx100uk]

oh this could be fun then.

 

bottom of post 3 first

though expect difficulties getting to a human as its always busy Mondays for them.

[SnoogyWoo]

I cant get through. I dont have alot of time to call while at work. Can I write to them?

[dx100uk]

you can email but i'd keep trying the phone tomorrow

[SnoogyWoo]

Do you know the best email address? I tried again earlier as I am out with my boss tomorrow

[Guest]

it seems an oddish one; it refers to a default judgment amount last year July that has just now been varied to a lower amount.

do you happen to recall any claims around june last year.

anyway, the court will give you a copy in due course.

[SnoogyWoo]

Ford you are a genius, I didnt notice that.

 

I have found all the paperwork from last year,

 

I have a variation order of £35 a month and

 

I have also logged into my account.

 

I have attached everything for you guys to look at.

 

Whats it all about?

 

You can see they have credited the account over the last few months.

The rest...

docs1.pdf

[Guest]

i thought it might be the tesco one,

after seeing you're other thread re your debts and tesco being around that.

 

the original 6k being incorrect,

re the incorrect interest (ie n/a),

and so now reduced to the 4.5k

 

but, they seem to be saying it is still forthwith?

[dx100uk]

urm that's odd

how did they claim £1400! interest

 

when did you take this Tesco loan out?

why did Tesco sell it on..urm..

 

something smells here...

[dx100uk]

old and new threads merged

so you did know a bout it

and you filed the N9.

[SnoogyWoo]

It threw me because I didn't notice the date and couldn't remember anything to do with Hoist, I pay Robinson Way.

 

I did file the N9 and then received the variation last year which I have paid since. The loan was taken out about 12 years ago I think and was paid up until 4 years ago. Was sold on about 2 years ago I think.

[dx100uk]

have you all the statements?

I'm a bit puzzled on how the interest claimed in so high?

 

when did you stop paying Tesco's do you remember?

dx

[SnoogyWoo]

It must be about 5-6 years ago I stopped paying the regular amount.

I then went on to DMP and then stopped altogether.

I dont have statements.