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    • So there's no tax payable anyway.... nothing to see here!  
    • are you actually going to benefit out of this at all?   I was slightly getting confused here earlier, and forgot you said you are the claimant because you are suing the defendant for the cost of a hire car that you personally haven't had to pay for ?    
    • I received PCN's from TFL and Southwark. 08/06/19 I spoke with Southwark regarding PCN's and thought it was sorted.   Didn't hear anything back until 17/01/20 when my car was taken by Marston EA. TFL & Marston say they sent letters but have no proof.   I emailed TFL (19th June) through their online portal and again, via email on (14th Nov 2019) < the email on 14th has been viewed 17 times but no reply. (so I have proof of contact, they don't) I asked them if they send via recoded delivery/signed for but they do not.   When my car was taken, I received a call from a friend saying it's on the back of a truck, outside his house (which is round the block from mine). I ran round there and the EA was aggressive, shouted at me and refused to show ID/why he had taken my car.   I complained to Marston who denied it but sent me some of the footage. I complained again through resolver.co.uk and Marston lied again. Then I sent ALL my info and evidence etc.   took a few weeks and called me saying sorry and taking full responsibly for their EA's aggressive behaviour etc. TFL are still refusing to comment.   Marston offered me £250 as a goodwill payment but obviously the pain and trauma causes - that doesn't cover it. The police were called when they took my car cause I was so distressed and having a panic attack etc.   I've requested the phone call recording where they accepted guilt and that they had handled everything badly, including lying about the video on Resovler. I feel like Marston know they've done wrong, but TFL still aren't in the know. (to my knowledge)   Also, I requested info from TFL via whatdotheyknow.com and TFL did a data protection breach by uploading my full details including address etc. to a public forum (and I didn't even ask anything specific about my case) so I feel like they did this out of spite/anger.   the www.whatdotheyknow.com team reprimanded them for this and advised me to complain. I also paid £800+ to retrieve my vehicle and I have completed the OOT which was denied. I tried to take it to court but when I tried to do the 'low income' thing but they wanted bank statements which I couldn't get... then corona happened.   I've downloaded/uploaded the ZIP file from Resolver convos.   Regarding the footage: my initial message to them, I made myself seem unaware and 'stupid'   they wrote a generic reply telling me that 'the footage is fine and the EA did nothing wrong' they can't uphold my complaint,   then once they sent that; I sent them the CIVEA rulebook and timestamps in the video to show that they were in the wrong and had further lied in their official response (which must be illegal)   when they received the in-depth response, I think they got scared, went away for a couple weeks   tried to get the nice sounding woman to call me up, say sorry and be really nice then offer me a measly £250.   She also tried to rush me into agreeing.   
    • No it was about under by a couple grand.    Cheers
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cruzhughes

Welcome secured loans/charge - sold to Alpha/Prime -repo received - ***Claim Dismissed***

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It’s all the ifs and the buts that’s dragging this out..

 

how many years now. Surely there’s got to be some light at the end of tunnel and closure at last?

 

this dragging on without responses is killing me 

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that's the idea


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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????? Am I missing something here 

 

any legal jargon need need to be added 

Edited by cruzhughes

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they want to wear you down...that's possibly the only thing they can really ever do.

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Chuck this in??

 

I for one would gladly see you  in court to yet again get this whole thing closely examined by yet another judge and finally force the removal of the charge against the property as the whole debt is subject to mass irresponsible lending,  numerous penalty charges for all manner of indiscretions and other insurances making any balance bogus.

 

I bring back your attention my letter off 25/03/2017 whereby this was fully outlined from the onset. However you chose to disregard my claims and dispute and proceed with a possession claim which was without merit. Which was dismissed and you were liable for my costs. Is this another risk you are willing to take?

 

To make things simpler and less costly for yourselves take the payment you already received of £8,163.29. in full and final remove the charge,  write the debt off and close this account down for good. My evidence regarding the resultant balance has been clearly submitted many times. 

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pers I wouldn't offer settlement.


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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They’ve already had that money from the FSCS in jan 2017 and kept it though?.. 

 

so so they are defo up compared to what they probably paid for portfolio 

Edited by cruzhughes

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good that's all they'll ever get😛


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Pmsl. I can’t believe you thought was offering them cash!, 

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Letter went Friday!!! See how many months will pass after this one!! 🤣

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I have got a copy of the letter they say I haven’t received dated 28th March. 

 

Where they've got that idea from I don’t know. 

 

nothing in the letter they’ve sent sheds any light on my letter to them in July I keep repeating questions to them that they still fail to answer its doing my head in 😂

 

 

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well bods assumption that as you are disputing that the whole debt was the result of welcomes charge /IRL etc  bla bla that we've said 1000 times before to them is wrong since day one is wrong.

 

your complaint was made in time and just because welcome wiped their hands of it, they have inherited all rights and own the charge on the property too.

so saying that because the events happened prior to 6yrs or within 3 yrs of you reasonably knowing you could complain is irrelevant.

 

IMHO they should be investigating from day one not also wiping their hands of it.


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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So what do I do now????  They aren’t taking any notice of anything. 

 

Do i I get another letter off? 

They aren’t doing anything 

 

Frustrating beyond belief this is lol 

Edited by cruzhughes

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