Welcome secured loans/charge - sold to Alpha/Prime -repo received - ***Claim Dismissed***

[dx100uk]

Each sarl will have a portfolio of debts like the list you have

So will coast finance

 

The issue here is the only ones that can help or do anything is the FCA

I fear

 

Going by site history we see p'haps see 0.1 of 1% of people like you.

 

So out there are p'haps 1000's just like you

[cruzhughes]

So where do you suggest we go next with this

[cruzhughes]

Heard nothing from prime at the moment

[cruzhughes]

Court order from last hearing

 

1 Claim dismissed

 

2 counterclaim dismissed

 

3 The claimant shall not be entitled to recover any costs against defendants under the loan agreement in relation to this dispute after 7th June

 

4 The claimant shall pay first defendants costs incurred in these proceedings as a litigant in person in 21days

 

 

Here’s reply from fca too

 

Thank you for your additional email to the Financial Conduct Authority (FCA).

 

You have asked if Prime Credit 4 Sarl and Alpha Credit are regulated by the FCA.

 

Financial Services Register

The Financial Services Register is a public record that shows details of firms, individuals and other bodies that are, or have been, regulated by the FCA. I have searched the register for the following firms:

Prime Credit 4 Sarl - I found no match for a firm by this name however I did find a match for a firm by the name of Prime Credit 5 Sarl that was previously authorised; and

Alpha Credit - I was not able to find a match for Alpha Credit however I did find a match for Alpha Personal Credit that is authorised by the FCA; you should check the firm's details in the above link to determine if this is the same firm.

I hope this is helpful.

[cruzhughes]

Just emailed you a letter from prime dx.

 

I don’t think they could know the outcome of court. Or they choose to ignore lol:lol:

[cruzhughes]

Just received a letter from prime payment deadline is tomorrow... it did not include cheque.

 

However it says

We are writing in regards to court hearing in which DJ ordered costs are paid to you.

 

In order for us to make payment. Can you provide in writing bank account details along with your signature they have provided a slip to fill in.

 

Is this ok to do?

 

Thinking of giving them a savings account no with no link to my current accounts.

 

There is no mention of payments to them or anything else that was said in hearing

[BankFodder]

Why can't they just send you a cheque

 

When is the 21 days up?

[cruzhughes]

My sentiments exactly.

 

Nothing surprises me with these muppets. 21 days is up tomorrow.

 

So technically they will now be late making payment

[BankFodder]

I wonder if you are allowed to put the bailiffs in for costs. What is the value of it?

[cruzhughes]

Just under 1400.

 

I’d rather them just wipe debt and remove the charge lol

[BankFodder]

Well as it's over £600, I would investigate very seriously putting HCEO in. If you can do that then the other side will discover that they are going to be hit with close onto £2000 enforcement fees as well.

 

I suggest that you telephone HCEO today, explain to them the situation that you are trying to recover costs of £1400 and if you give them the work will they handle it. Make sure that they offer a no fee deal so that if they failed to collect then you don't have to pay anything – the claimant pays all.

 

If you can confirm that that can be done then I would write immediately to the other side and tell them not to muck around. They have the order. They left it to the last moment and if they don't send you a cheque by registered next day delivery then you will put in HCEO and they will be responsible for all costs. Tell them if the cheque is dishonoured then you will do the same thing.

 

Tell them that you're not prepared to give them any data or any signature because you don't trust them.

 

However phone HCEO first and make sure that they can enforce an order for costs.

[dx100uk]

Ring the sheriff officers cruz not dcbl!!

[cruzhughes]

Who’s the sheriff and who’s dcb

[dx100uk]

https://thesheriffsoffice.com/services/support-centre/enforce-money-judgments/enforcement-fees-and-stages

[cruzhughes]

Just rang Court fee Is £66.

 

There’s also a compliance fee of £90 if they are unsuccessful.

 

But they have advised that if they requesting my details it could be that they are trying to make payment and if I instructed them then they would have grounds for set aside. So would be wise to give details

[cruzhughes]

Shall I send an email now and request cheque??

 

Not too keen on ringing but will if needs be

[dx100uk]

Demand a cheque

[cruzhughes]

By email or phone

[dx100uk]

IMHO by 1st class letter get free POP for the PO counter

[cruzhughes]

Just spoke to them they don’t issue cheques anymore. I told them they should have paid me by tomorrow.

 

He said the only way I could speed things up is by emailing them the bank details and my signature rather than sending them in post. And ring in hour later to check they’ve been received and when payment will be made

 

I asked why they wanted the signature he said gdpr regs?

[dx100uk]

not heard of that one!

[cruzhughes]

Very strange all in all I think. Email sent.

 

Will update you tomorrow.

[cruzhughes]

Rang..., they hadn’t received email.

 

Then they went searching and found it.

 

Nothing will be done till Monday and will take 3 days to hit account.

 

Explained the court order stipulates it is due today not Monday or wed!

 

She said she’ll look into it!! Lol

 

Do you think I should send a letter or wait?

[cruzhughes]

And another thingbthe automated service when I rang had a recorded messag saying your arrears are.... it was just over 6 grand..

 

Clearly they haven’t listened to judge.., but they are now 2 less than when I went to court

[cruzhughes]

Surprise surprise no money in my account!!!