Jump to content


  • Tweets

  • Posts

    • If a DCA supplies a reconstituted copy of the CCA what would be the next step. It seems that a reconstituted copy must be a " true copy " of the executed agreement, it must contain the Prescribed Terms. But given that there is no copy of the applicants signature surely it could be an agreement form with the details filled in. How can it be assumed that this " copy " represents a true copy that the claimant has supposed to have signed. Cabot have demonstrated a bit of sabre rattling when they say "Until we're able to provide this information , your account is unenforceable. This means we're not permitted to obtain a County Court judgement against you . Whilst we cannot pursue legal action, your balance remains outstanding ". I looked up a case... Cabot UK Ltd  v  Bachellier (2010) which might help, but it's tough reading, I'd prefer to plough through War and Peace. This particular case with Cabot is not huge , approx' £140, but the only other worry that I have is also with Cabot...£2100. They may try to make a point with lesser case.        
    • you'll never find a court open on a w/end MB. all courts are closed Good Friday and Bank Holiday Monday. However as Andy points out, that does NOT mean you get 2 extra days to file, you get one, same as xmas/new Year. UKPC have not filed their, so no rush on yours as dave says.  
    • Top US magazine slams Britain after 14 years of Tory ‘psychodrama’ The New Yorker’s excoriating report on the state of the UK lays bare how Britain’s withdrawal from the European Union (EU) “catalysed some of the worst tendencies in British politics”. “The only way to think about it is as a psychodrama enacted, for the most part, by a small group of middle-aged men who went to élite private schools, studied at the University of Oxford, and have been climbing and chucking one another off the ladder of British public life" Top US magazine slams Britain after 14 years of Tory ‘psychodrama’ WWW.INDEPENDENT.CO.UK The New Yorker’s excoriating report on the state of the UK lays bare how Britain’s withdrawal from the European Union (EU) “catalysed...  
    • UK travellers are being caught out by post-Brexit passport rules.   When do I renew my UK passport and what is the 10-year rule? WWW.BBC.COM UK travellers have been turned away at airports because their passports are not valid for EU travel.                                   
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

X4L crs/spratt endicott harrasment over membership cancelation


xoxoxo
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2767 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hello Everyone

 

I've noticed there is plenty of threads in regards to memberships with X4L but every single one of them seems to have some unique twist on it

 

after a long time of receiving letters from CRS and now spratt edicott

I decided to share my problem.

 

On the March 13th 2015 I started 12 month contract with X4L which I wanted to cancel before the contract ended as the membership started to hit my budget after a while.

 

Unfortunately the process to achieve this was rather difficult

with my only option to give proof of redundancy according to the first email I sent to the gym.

 

That was not possible in my case as at that time I had no job.

JI was a university student with very little cash.

 

I decided to just bite the bullet and cancel direct debit around February-March 2016 time as the contract ended.

 

From that point I started to receive letters from X4L and CRS.

 

I have sent them another email with a request to cancel my gym membership

and the response you can see in the second screenshot

 

. I have no idea where they got 1 remaining payment from as the contract finished

and my cancellation of direct debit meant I don't wish to continue with their membership.

HI would not cancel direct debit if they had an easier option to end the membership.

 

Currently I'm being harassed with calls(which are ignored) from them

and I'm constantly receiving letters from CRS

 

lately I have received a letter from spratt endicott demanding £131.49

 

I've attempted to just ignore them but they don't seem to give up

In and the advice I received from Citizen Advice was to just pay which left me bit disappointed.

 

My question is what should I do?

 

Continue to ignore them or accept my fate and pay?

proof 001.jpg

proof 002.jpg

DSC_0314.jpg

DSC_0315.jpg

Link to post
Share on other sites

Person I'd carry on the ignore route

 

But ifif if you ever get a claim form

Pop back here

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi Xox and welcome to CAG

 

It's not your "fate to pay" as you say above. It's their fate NOT TO GET PAID because you've found CAG who are here to help and support you !!

 

I see you said on 2/11/15 that you wanted to cancel and they refused because the m/ship only started 13/3/15.

 

1. On what date was your last payment to Harlands.

 

Stay off the phone and keep all comm's in writing only. Ignore Spratts demands completely for now.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Thank you for the response. My last payment to them was in January 2016 which I thought would be February 2016 which explains the last remaining payment they want from me. This certainly was not a smart move on my side considering the situation this led me to.

Link to post
Share on other sites

Hi Xox,

 

If you paid your m/ship on 13th March 2015 and monthly thereafter, your last pay't should have been made in Feb this year.

 

If you've done some reading in this forum, you should have found a letter to send to Harlands telling them you now realise you owe them one final month's fee but no admin fees added by Harlands/CRS. And you'll pay them this once they confirm, in writing within 14 days, that they'll accept this amount in full settlement of all that's due.

 

They're usually too slow or greedy to do this so, after the 14 days is up, you refuse to deal with them any more.

 

Send this ltr to Harlands and get a free Cert of Posting from the PO counter.

 

Ignore the letter from Spratts for now. They'll do nothing.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Hi Xox,

 

If you paid your m/ship on 13th March 2015 and monthly thereafter, your last pay't should have been made in Feb this year.

 

If you've done some reading in this forum, you should have found a letter to send to Harlands telling them you now realise you owe them one final month's fee but no admin fees added by Harlands/CRS. And you'll pay them this once they confirm, in writing within 14 days, that they'll accept this amount in full settlement of all that's due.

 

They're usually too slow or greedy to do this so, after the 14 days is up, you refuse to deal with them any more.

 

Send this ltr to Harlands and get a free Cert of Posting from the PO counter.

 

Ignore the letter from Spratts for now. They'll do nothing.

 

:-)

Thank you for the response and for the help! I'll look for the letter and I'll post more updates if they respond

Link to post
Share on other sites

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

  • 1 month later...

I have received this letter on the 9th of August as a response to the previous letter you have suggested.

Unfortunately I was unable to post this any time sooner.

 

What should be my next steps? £55 is more reasonable but I hope more can be done.

DSC_0343.jpg

Link to post
Share on other sites

Hi Xox,

 

Out of interest, what date did you write to Harlands with your offer of 1 month's fee to settle.

 

Ignore Spratts for now.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Did you write to Harlands, but Spratts replied ??

 

Or did Harlands reply some time. Please confirm, thanks.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Hi Xox,

 

You offered Harlands a month's fee to settle and said, if they demanded more or failed to reply in 14 days, your offer would be withdrawn.

 

Spratts have come back on Harlands behalf demanding far more than you offered ................

 

............ so now you simply ignore Spratts and Harlands and keep us posted.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...