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Drydens PAP letter of claim - old SLC Loan now with erudio


ken gunnel
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ken

stop chasing your tail on pipedreams.

 

 

they'll simply re-register if they need to

wont matter a monkey's...

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no whats is criminal about it?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Details of Project Ariel

 

https://www.dropbox.com/s/xir2wotrbc6n5s5/Consortium%20Project%20Ariel%20-%20redacted%20for%20FoI%20release%20v2.pdf?dl=0

 

"only qualifying customers who follow the relevant procedures, will successfully exercise their deferment rights under the loans"

 

"The Consortium expects to enable full credit bureau reporting of the loans"

 

"Seeking third party validation of key data"

 

etc.

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very old document we saw that years ago behind the scenes..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No - part of a recent freedom of information or SAR or something me thinks

 

Was written in Oct/Nov 2013

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 5 months later...

sadly not true.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

yep 2 here already near or has matured seems the common thing

as well as they served to an old address that the OP's were getting mail sent thru from

 

 

typically to date they have omly done this and continued only when they knew they could get a default judgement.

these people having got the claimform that p'haps drydens didn't think they would

could be interesting in terms of what they actually do.

 

 

did you make your comment because you've seen the ones here

or is there info elsewhere too?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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in a way not sure..

it can mean 2 things

the loan has run its course in terms of its time

or

that the person that has the loan has reached 50 or very close.

 

 

mse thread please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

ta

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

god he seems brainy

hope he come here.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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whatever it is

defend all.

 

 

they've got to do 'something'

else the bucket load of debts they bought for peanut will only bring them peanuts.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I suppose they started out by trying to scare people into paying up by pretending that they were going to report the loans to the CRAs, then tried to get people to sign up to new T&Cs with the DAF.

 

Now the gloves are off and they are abusing (by using old addresses) the court system to cash in?

 

Given all the assurances and promises we were given when we signed up to these loans - we were all mis-sold?

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Not really, they are just following standard DCA industry practice. I suspect that they have employed people who have taken these action while working for other DCA's.

 

Are these student loans any different to any other debt ? You just need to make sure you know the student loan t&c's and any law that applies, better than they do. If people arm themselves with all information and follow the rules of the loans, then they should not have a problem.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Are these student loans any different to any other debt ?

 

They were sold to us as being special, and parliament, loans with specific terms that only needed to be repaid if a certain income level was reached, and loans from a special state backed organisation.

 

How many would have signed up if they knew down the line they'd be sold to loan sharks working out of a tax haven?

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  • 2 years later...

I tried to defer my loan under the conditions of it back in 2015, and despite sending a couple of follow up letters, didn't hear a thing back.

 

Next up Erudio cancelled it.

 

My solicitor tells me they are in breach of contract, so easy enough to defend if the decide to take me to court.

 

Then 4 years of statements, but nothing else.

 

Now I have Capquest hounding me (still Arrows).

 

If I reply to them does that reset the 6 year statute barred thing?

 

Given it's bound to end up in court I feel I should reply to their fairly tame but misleading letters.

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Ken

 

this is a link to your previous thread. Probably best to keep it all together.

 

https://www.consumeractiongroup.co.uk/topic/394530-erudio-loan-termination

 

You don't need to respond to Capquest, but it won't restart the SB clock unless you admit liability for the debt. Capquest won't be interested anyway. So if it were me, I would not waste the postage cost and time. Plus why allow Capquest any opportunity to think they have a worried debtor. They might just hassle you further.

 

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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