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RBS Loan Appeal Details?

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Hi All,

 

I know this forum is about getting yourself out of debt,

but I'm at a time in my life where I'm getting married so applied to my bank (RBS) for a loan of £2,000.

A small sum for a quiet wedding.

 

 

I have been a customer with them for years and have always been on good terms.

They declined me, for reasons unknown

- they know how much I make as they process the wages!!

 

 

Their website doesn't have appeal information so was wondering if anyone could help me out?

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I would check your credit file on http://www.noddle.co.uk and also on http://www.clearscore.com.

Both are free to register and access your files and it may throw some light as to why.

Im not sure there is an appeal process for loan declination


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but don't go rushing to settle any default

it wont improve your score nor remove any default

and for go sake

if its a DCA

 

 

NEVER EVER RING THEM

they ARE NOT BAILIFFS


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[...] applied to my bank (RBS) for a loan of £2,000.

[...]

They declined me, for reasons unknown

 

If you have been using payday loans, the bank will see it as an indication that you struggle to budget your finances. Regardless of how long you have been a customer, they will base their business decision on the data available to them. Payday loans will be a red flag as far as they are concerned. You could try appealing to the branch manager, but he/she is not obliged to listen.


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