Jump to content


  • Tweets

  • Posts

    • No need for recorded, just get a free Certificate of Posting from the post office.   Do a search for "snotty letter" or even easier "Dear Will and John" (these being the owners of Gladstones), adapt one to suit your own circumstances, and post a draft up.
    • Not been in here for years as thought I'd sorted everything.  Took out a Barclaycard in the 90's, went into a dmp in 2003.  I would have cca'd BC at that time but can't remember if they sent anything enforceable back.  I have been paying a small amount to BC every month ever since.  Moved house in 2010.  Happened to be passed a letter from link asset sent to my old address, first one I've seen.  Saying they have been assigned it in 2015 and the full balance is now due as I haven't made minimum payments.  If I don't they they start court proceedings and put a default on my credit file.   I rang BC and they confirmed the account was sold to link asset in Feb 2015.  They said that since the sale date they have been refunding me the token payments and not passing them on.  There is no record on my bank account of any refunds. They told me the outstanding balance when sold. If I add up the token amounts paid since 2015 and knock that off what the balance was when sold then I get a very similar amount to what link are demanding.  BC never defaulted this account but should have in 2003.  It doesn't appear on any CRA report currently.   It is now getting close to the 6 year limit which makes me think that BC haven't been passing on the payments.  Do BC pass on these payments as a rule?  Should I cca link in the hope of stalling it until the 6 years is reached.  
    • Thanks for the update ..so send fob off letter recorded back to Gladstones?
    • paid the 1st ticket at discounted rate (which still hurt) and now moved on... Thanks for the help everyone x
  • Our picks

    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
        • Haha
        • Like
    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies

Please note that this topic has not had any new posts for the last 1665 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I like to find quirky rules and laws and I have a strange one to share. Story >>

 

 

'Having been a practising solicitor for over 16 years, I like to think that I have seen my fair share of quirky cases. But imagine my surprise when I was recently asked to represent a severely disabled man who was being charged with drink driving while on his mobility scooter.

I joined the case late in the day. When I met the client he had already been charged with the offense and had attended court and ultimately pleaded guilty to a charge of driving a mechanically propelled vehicle whilst unfit through drink'.

 

 

Although this story is now a few years old (2014) it still raises several issues in regards to the use and control of mobility scooters.

 

 

Story can be read here >> http://www.huffingtonpost.co.uk/salome-verrell/mobility-scooters-raise-legal-loophole_b_5958516.html

If I have been of any help, please click on my star and leave a note to let me know, thank you.

Link to post
Share on other sites

It is akin to stopping and breathalysing someone for walking home drunk.

 

 

Can the police not breathalyse someone who is walking in order to establish the level of drunkenness ? Especially if they are causing a public nuisance ?

 

Whilst I appreciate it would be extremely harsh to ban the scooter driver, there should be some kind of punishment if he was driving any type of vehicle/carriage whilst not in a fit state to do so?

 

Even at some of the slow speeds those machines go, they can cause a lot of damage if you are knocked down by one !

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites
Should also apply to cyclists who are over the limit as well..

 

 

Absolutely :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites
Should also apply to cyclists who are over the limit as well..

 

It already does.

 

Section 30 Road Traffic Act 1988 says: "It is an offence for a person to ride a cycle on a road or other public place when unfit to ride through drink or drugs - that is to say - is under the influence of a drink or a drug to such an extent as to be incapable of having proper control of the cycle.

 

http://www.bikehub.co.uk/featured-articles/cycling-and-the-law/

  • Haha 1

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

 

 

The 37-year-old, from St Anne Street, Birkenhead, was convicted of being drunk in charge of children.

 

She appeared before Wirral magistrates for sentencing today.

 

Anna Beeho, prosecuting, said: 'When officers approached they could smell intoxicants.

 

'When they asked about the children she said they belonged to the daughter of a friend.

 

'She added that she did not know their names.

 

 

 

 

 

I wonder if the friend continued to let her look after the youngsters ?

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

Google 'wanton or furious riding'.

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

Exactly the same benefits and no one is threatening our place in the single market - Vote Leave

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris 'The Liar' Johnsons word is not worth the paper its written on

Link to post
Share on other sites

That's s35 offences against the persons act 1861 I think. This is what you can be charged with if you injure a pedestrian with a scooter.

If I have been of any help, please click on my star and leave a note to let me know, thank you.

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...