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I have a UK Amex.

 

I have disputed charges via a lawyer on the card which I did not make and Amex credited back these charges then reversed them. The amount is substantial and over £50k

 

I have also had foreign transaction fees added to the account I knew nothing about.

 

They now want payment and I'm refusing to pay as I do not owe them the money.

 

I have lived in the US with a US address on my UK Amex account for the past 6 years. So am not a resident of the U.K.

 

As I'm at a deadlock my account is now due to default soon and I will owe them over £50k.

 

Can Amex enforce card debts in the US if signed in the UK with a UK credit agreemnt for UK.

 

Will they take me to court in the UK or US and what will happen next?

 

Im not running away from the debt but want to know what will happen next or what I should do.

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I have a UK Amex.

 

I have disputed charges via a lawyer on the card which I did not make and Amex credited back these charges then reversed them. The amount is substantial and over £50k

 

I have also had foreign transaction fees added to the account I knew nothing about.

 

They now want payment and I'm refusing to pay as I do not owe them the money.

 

I have lived in the US with a US address on my UK Amex account for the past 6 years. So am not a resident of the U.K.

 

As I'm at a deadlock my account is now due to default soon and I will owe them over £50k.

 

Can Amex enforce card debts in the US if signed in the UK with a UK credit agreemnt for UK.

 

Will they take me to court in the UK or US and what will happen next?

 

Im not running away from the debt but want to know what will happen next or what I should do.

 

They can't use UK courts, as you are not resident there and they know you live in the US.

They would have to pass it to US debt collectors/lawyers in the US, to take forward in the US state where you live.

 

 

You would have to check locally whether the courts in your state will look at foreign consumer debts,

where there is no court judgement in the foreign countries courts.

 

 

If there is a current deadlocked dispute, it won't make it easy for them.


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Thread moved to the appropriate forum.

 

Andy


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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