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    • Thanks for your comments which are much appreciated.   I did receive my own NIP and have notified the Police, in one of my letters, that I was the driver of the vehicle.    You raise an interesting and valid point about the Registered Keeper perhaps not being the leasing company; I had missed that. I think that my next course of action is to ascertain who is the RK and ask when they received their NIP.   The Police say that an NIP was sent out on 15/12/20 , a few days after the alleged incident. So, based on what you have intimated, they are probably not bluffing and, if so, I am stuffed. I am now tempted, as one final roll of the dice, to ask them to send me a copy of the original NIP along with proof of postage.    Its annoying as I was only doing 36 in a 30 mile area. However, at he end  of the day, it's not critical as I have clean licence with no other points.   Thanks again for your help.    
    • hello. yet another update for the case vs roadstar. ive had a notice of transfer of proceedings on the 12th february.   the small claims team has arranged for my case to be transferred to a hearing centre as they were not able to arrange mediation at this time.    the problem that im having is that i cannot get any garage mechanic to help me, or write statements, or basically get involved. i guess it will be my statement alone?
    • Hi.. I would like to give you the case number, but I am concerned about Disclosure as this reference if accessed will have all my personal details. Not sure if this would be accessible by anyone but a Judge etc... Hopefully, someone on this site may know..   Regards Tom
    • Magistrates liability order hearings are simply Council staff attending the Court to allow the Council Taxpayer opportunity to provide information about ability to pay, to see if a payment arrangement can be entered into. It is an administrative process as already explained.   If you have already provided all available financial, health and other information to the Council and they are proceeding to obtain the Liability Order, this is because it enables them to use all available means including bailiffs or deductions from benefits to obtain the Council Tax arrears.   Can I suggest that you make a complaint to the Council about them not taking into account your health and hardship circumstances. Argue that they have treated you unfairly by not giving you opportunity to have your ability to pay Council Tax reviewed and this has been detrimental to your health and wellbeing.   By making the complaint, hopefully this will enable them to work with you to fully address what help the Council are able to offer. I.e. is the Council Tax amount correct with any reductions applied, have all payment options been discussed, can Council waive costs of obtaining Liability Order.
    • The coronavirus aid plan passes despite total Republican opposition, but must now go to the Senate. View the full article
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies

Benefit calculation showed I'm better off on welfare. Help to battle the DWP please


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Hi,

 

I live in central London, I've got a lovely flat I've lived in for 8 years now. I haven't had kids yet because I believe in being responsible and if I can't afford them I shouldn't have them. However, I've changed my mind today.

 

Having been through the joke that is the work programme, I had the indignity of having to go to a benefit meeting today where I had to show my I&E to see if I was better off in work. Because I get the maximum Housing Benefit the system allows, I could never get a job that would pay enough to cover my rent. But the [edited] advisor was trying to make me take a minimum wage joke job like [edited] I'm 20yrs old!

 

I'm in my 40's and English! I love my flat and wan't to stay here but the landlord finally put up the rent.

 

This advisor even said, and I quote "Well, the only way you can stay on the dole and afford to stay in your flat is if you have a kid then the council will have to pay for you!" Is that what it's really come to? Are kids now a commodity for English people to get enough benefits?

 

I understandably walked out. I'm probably sanctioned now. But what can I do when by their own calculations it shows I'm better off NOT working!

 

Non-judgemental advice welcome please....

Edited by Mr.P
Please read the guidelines on what is acceptable before posting derogatory comments.
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Do us all a favour and dont have kids for gods sake

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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You are not the first person and you won't be the last to be faced with this situation. The system is a joke, where the desire is to get people into work at all costs without any attempt to explain how any one can survive on the minimum wage in London. You could attempt to have an intelligent debate about how this could work in reality but it will be like talking to a brick wall. You are better off thinking outside of the box in ways of survival..

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chronicchicken: Please have a read of http://www.consumeractiongroup.co.uk/forum/content.php?20-Forum-Rules.-Please-read-before-joining-us-and-before-posting and take note of sections 1.7 and 1.8. When you have done that, read them again.

 

Being in rented accommodation, you have the option of being able to move to another area where the cost of living is lower and job prospects are higher. Perhaps following the (misquoted) advice of Norman Tebbit.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

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No... you can't eat my brain just yet. I need it a little while longer.
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... This advisor even said, and I quote "Well, the only way you can stay on the dole and afford to stay in your flat is if you have a kid then the council will have to pay for you!" ...

Really? Sorry chuck, but I'm not entirely convinced. Are you practising the ancient and noble art of WUMmery?

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We've seen this type of 'query' before and the threads have invariably ended up being closed.

 

For anyone wondering about the benefits system, I would suggest consulting one of the online benefit calculators like the government's own or turntous.

 

Thread closed.

Illegitimi non carborundum

 

 

 

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