Jump to content


Halifax mortgage with PPI - Account details no longer held


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2002 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Between 4th April 1996 and 1st February 2001

I had my first ever mortgage with the Halifax and also some sort of PPI, payable through loss of income,

but I can't remember what it was called at that time,

although it formed part of my overall mortgage payments.

 

Due to the lack of information I had, I instructed a PPI claims company to act on my behalf,

who contacted the Halifax and were advised that I didn't have any PPI.

 

I wrote to the Halifax directly, asking them for my mortgage account number,

transaction list, and details of the mortgage and insurance/payment protection policy taken out alongside my mortgage.

They responded by saying that all account information about me was no longer held

and therefore they couldn't provide the information requested.

 

Does anyone know where do I stand with this please, as I really wanted to make a claim?

 

Thank you in advance.

Link to post
Share on other sites

well dump the CMC that's for sure

else you'll be charged fees if you take this further

 

 

write to the CMC

write to Halifax

and state they are to cease the reclaim on your behalf.

 

 

have you actually sent Halifax an SAR?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi Dx - Yes I did sent them a SAR

they said that all my records have been destroyed due to the length of time.

 

 

I have now submitted an MPPI claim using the form on their website

and giving as much information as I can remember, including the date I took the mortgage and MPPI out.

 

 

I figured that if this fails, then I'll refer up to the FSO.

 

 

If they've deleted my account though,

I'm not quite sure what they'll do with my claim

and how it would be calculated as,

interestingly, no where on the form does it mention figures!

Link to post
Share on other sites

Fso..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...