tradepro CCJ/CO sold MKDP. now HPH2 chasing payment

[pacha3]

Just to say hello and I hope im in the right place..

 

 

Just signed up and was told that this place is a wealth of help,

but look forward to reading through all the information.

 

My concern however regards a charging order, so not sure where to post..

 

Thanks in advance

 

 

Lee

[Conniff]

Hello pacha3 and welcome to the forum.

 

If you can tell us who took out the charging order, we can then direct you to the correct forum.

[pacha3]

Hi, and thank you, yes it was a Tradepro account, dates back many years.

. I actually got a CCJ which has now gone off my credit score,

I got a charging order about the same time I think.

 

The debt was passed to another company, not sure of the name, (MDKL) or something like that,

 

who have in turn passed this on to another company by the name of Robinson Way,

 

who are now trying their best to get it back.

 

Just wondering if they can invoke the original charging order and try to get me to sell...

 

Probably a bit much detail there for you, but thank you for answering..

 

Lee

[dx100uk]

right so tradepro sold the debt with the CCJ/CO on to a debt buyer then. [MKDP]

who are now owned by HPH2 [hoist AKA Robbersway]

and now they are saying they want paying?

I bet the CO is not even in their name on land registry ?

 

did you ever sign a personal guarantee if this was a company card?

[pacha3]

No personal guarantee from what I remember, just the usual credit agreement but this was many years ago and I got the card just in my name, no company name....if this helps!!

[dx100uk]

have you checked the CO is

1, showing

2.is in their name?

[pacha3]

Not sure how to do that, I have no paperwork that I can find!!

 

 

Regards

[dx100uk]

gov.uk land registry website

 

 

dx

[pacha3]

As below, thank you

 

(09.11.2006) RESTRICTION:

No disposition of the registered estate by the proprietor of the registered estate

is to be registered without a written consent signed by the proprietor for the time being

of the Charge dated 18 October 2006 in favour of Leeds Building Society

referred to in the Charges Register.

 

4 (15.02.2010) RESTRICTION:

No disposition of the registered estate

other than a disposition by the proprietor of any registered charge registered before the entry of this restriction,

is to be registered without a certificate signed by the applicant for registration

or their conveyancer that written notice of the disposition

was given to TradePro Card Services Limited at TradePro House, Seebeck Place,

Knowlhill, Milton Keynes MK5 8FR, being the person with the benefit of an interim charging order

on the beneficial interest of made by the Milton Keynes County Court on 29 January 2010

(Court reference ..xxxx)

[dx100uk]

ok ta so your mortgage with the leeds and this Interim Charging Order.

 

 

letters of assignment?

have you those anywhere?

 

i'e tradepro notice of assignment to MKDP?

MKDP acking the same

 

and is the house/mortgage in joint names or just yours.

 

for the minute let things run with the DCA.

 

they are NOT BAILIFFS.

 

dx

[pacha3]

No letters of assignment but mortgage in joint names.....

 

Thank you for your time with this, means a lot.

 

Regards

 

Lee

[dx100uk]

no bother just gathering info for the more knowledgably ones....

 

last thing

I can assume you've never moved..

 

since the ccj/co etc

so why have you never received the notice of assignment

tradepro to MKDP??

urm..

 

this is beginning to smell.

just for your info..

 

no you don't need to pay a interim CO

 

its just they being pushy

which smells

 

dx

[martin2006]

Hmmmm, smells a bit this one, i seem to remember that if you jointly have a mortgage, then only a form K restriction can be placed, im not 100% on the legality of it but have a read here:

 

https://www.gov.uk/government/publications/charging-orders/practice-guide-76-charging-orders#application-for-entry-of-a-form-k-restriction

[pacha3]

Sorry about the late reply, Ive been working away so not had chance to reply...

 

Well thanks people, I will keep you posted!!

 

I do have one question, if Tradepro are on the restriction, then this means it cant be enforced by anyone else????

[dx100uk]

its sold on and you got a notice of assignment.