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Debt advice for dad on deceased moms debt - provident/debt managers ( services ) ltd


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No

DMS for moorcroft?

 

Moorcroft don't buy debts

Debt managers don't buy debts

 

So each are hiding the true nature of this debt

 

Which 99/100 means its bogus

 

They are not bailiffs

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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1st option

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Further update on this subject .

... My father received a letter from Provident stating that they had made a business decision and cancelled all debt ...

Great news and gratefully received .

 

Debt managers (managers ) ltd continue to send nasty letters to my father

along with Moorcroft debt recovery through their solicitors ( Russel & Aitken ) .

 

Debt managers cannot furnish him with the credit agreement

but continue to pursue this debt threatening Count court ,

adverse credit rating and potential costs .

 

regards

 

rs

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DO you have in writing that Provident have cancelled the debt ? If they instructed the DCA, then ask the Provident to recall the account and tell DM to cease and desist.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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DO you have in writing that Provident have cancelled the debt ? If they instructed the DCA, then ask the Provident to recall the account and tell DM to cease and desist.

 

Have it in writing , no DCA involved , tremendous gesture thank you

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debt managers, Moorcroft and Russel & Aitken

are a sep debt from the provi one CB.??

 

now this letter from Russel & Aitken

their client is?

and do they hint at what the debt is?

we still don't know this do we?

 

 

call serve rings a bell too

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

debt managers, Moorcroft and Russel & Aitken

are a sep debt from the provi one CB.??

 

now this letter from Russel & Aitken

their client is?

and do they hint at what the debt is?

we still don't know this do we?

 

 

call serve rings a bell too

 

Russel & Aitken client is Moorcroft Debt Recovery

 

The strange thing is that the ref no on the Debt Managers (services) ltd letter is the same as the Russel &Aitken letter ?

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Russel & Aitken client is Moorcroft Debt Recovery

 

The strange thing is that the ref no on the Debt Managers (services) ltd letter is the same as the Russel &Aitken letter ?

 

sorry , no ....still no idea of origin of debt

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 3 weeks later...

Further update on this

 

Debt Managers ltd - Moorcroft Debt Recovery

 

The above have instructed CSL ( Credit Security Ltd ) to collect the outstanding debt

 

They have given my father 10 days to answer this debt and have threatened a doorstep visit by a collector if they do not hear from him .

 

Will update when this happens

 

Regards

 

rs

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Further update on this

 

Debt Managers ltd - Moorcroft Debt Recovery

 

The above have instructed CSL ( Credit Security Ltd ) to collect the outstanding debt

 

They have given my father 10 days to answer this debt and have threatened a doorstep visit by a collector if they do not hear from him .

 

Will update when this happens

 

Regards

 

rs

 

dirty mac brigade

as with all DCA's utterly powerless

on the phone in letter or at your door

 

they are not bailiffs as you well know

if they do appear

simply tell them to leave

or you'll call the police

 

door and on the phone you never say nowt...NOTHING

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

DO you have in writing that Provident have cancelled the debt ? If they instructed the DCA, then ask the Provident to recall the account and tell DM to cease and desist.

 

Further update on this

 

Debt Managers ltd - Moorcroft Debt Recovery

 

The above have instructed CSL ( Credit Security Ltd ) to collect the outstanding debt

 

They have given my father 10 days to answer this debt and have threatened a doorstep visit by a collector if they do not hear from him .

 

Will update when this happens

 

Regards

 

rs

 

 

I think you need to write just one letter to this company and enclose a copy of the letter from the Provident. If these DCAs still continue to hassle you afterwards, you should then make a complaint to the Financial Ombudsman.

 

 

If the Provident have said in writing that the debt is cancelled - then to have others harassing you for a debt that has been written off, is out of order.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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I think you need to write just one letter to this company and enclose a copy of the letter from the Provident. If these DCAs still continue to hassle you afterwards, you should then make a complaint to the Financial Ombudsman.

 

 

If the Provident have said in writing that the debt is cancelled - then to have others harassing you for a debt that has been written off, is out of order.

 

Hi , the Provident debt is a completely different debt and not related in any way , i sent both Provident and Debt ( Managers ) Ltd requests for the original credit agreement , Provident replied saying debt was now finished and no further pursuit would be made .

 

Debt (Managers) Ltd replied saying " Unfortunately this request cannot be be granted as there is no agreement available " and continue to pursue the debt

 

regards

rs

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Was the debt solely in your Mother's name and did she die intestate ? If so, then there is little point in pursuing ?

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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My father has no recollection of this debt so it must have been in my mothers name ,

 

it is the reason why i requested a CCA , however they don,t have the original contract

 

she never left a will

 

rs

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If they don't have the original contract or any proof the debt is owed how are they going to take anyone to court? Ask them when the last payment was made on the alleged account and by what method and can they prove payments were made by your mother

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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If they don't have the original contract or any proof the debt is owed how are they going to take anyone to court? Ask them when the last payment was made on the alleged account and by what method and can they prove payments were made by your mother

 

They won`t speak to me and have denied my fathers verbal consent for me to speak to them ... What more can i do ?

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Write them a letter and get your dad to sign it (send by recorded delivery) if you need help with the letter let us know.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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