CABOT/MORTIMER claimform- old VANQUIS Statute Barred Debt***Claim Discontinued***

[BLADES65]

UPDATE:

 

Letter received this morning from Mortimer Clarke.

 

WITHOUT PREJUDICE SAVE AS TO COSTS

 

States disappointed to not to have heard from me but CRABOT, as a gesture of goodwill,

willing to increase offer of discount to 75%. Usual 30 days to reply.

 

Opinions as always gratefully received.

 

Thanks

 

PS Still no reply from Vanquis re. SAR

[dx100uk]

Think you can work this out for yourself,.........

 

Dx

[BLADES65]

So just a waiting game I take it DX.?

[dx100uk]

on what?

 

 

dx

[BLADES65]

For them to either drop the case or apply for lifting of the stay.

[dx100uk]

seriously doubt the latter after all this time

[BLADES65]

Thanks DX, was of the same opinion but another opinion is always welcome.

[mercyblue]

I've had stays lifted nearly two years later.

[dx100uk]

sure we've seen 5yrs here

but its rare

[BLADES65]

What is CRABOT/MORTIMER record on lifting stays, I can't find an incidence of them doing it.

[dx100uk]

exactly!

 

that's how rare it is

and even then

 

originally you stated the debt it was SB'd...

 

its EVEN MORE SB'd now [for want of words]

 

and the court would take a very dim view

if they were to now claim it wasn't at the time of the claim

but

they've now waited xx years to find the paperwork to prove their case

and in the meantime it HAS gone sb'd

 

using a claimform to pause the SB clock

on what is in all intent and purpose 'a speculative claim'

will be seriously questioned if they did

 

pers i'd forget about it

go enjoy your life

 

dx

[mercyblue]

I only have one incidence of cabot/morgan that I can be certain of because it was against me (it wasn't mortimor clarke used then) i've just looked it up they were pretty quick to move the initial claim was march and the allocation (to fast track) was received in the october.

[BLADES65]

UPDATE:

 

SAR Request just received back from Vanquis. Pack Contains:

 

List of transactions and charges

Account Statements

 

There is no Default Notice

There is no letter of assignment to CABOT

There is no agreement

 

Letter states if you require copies of calls please provide date and time to assist on locating.

 

Statements do show last payment made November 2009

although I cannot confirm this as I have no records of my own.

 

 

Noting that Claim was made in April 2015 this would suggest not SB'd if provided info correct.

[dx100uk]

UPDATE:

 

SAR Request just received back from Vanquis. Pack Contains:

 

List of transactions and charges

Account Statements

 

There is no Default Notice - doesn't have to be, simply a note in the comms log is all that's needed

There is no letter of assignment to CABOT

- there wont be that's done by the debt buyer on OC's behalf

but there should be a note in the comms log

There is no agreement - there doesn't have to be in an sar.

Letter states if you require copies of calls please provide date and time to assist on locating.

 

Statements do show last payment made November 2009

although I cannot confirm this as I have no records of my own.

 

Noting that Claim was made in April 2015 this would suggest not SB'd if provided info correct.

 

 

well dont tell cabot!!

 

 

dx

[BLADES65]

They have the same records in list form, they sent it with the last offer of a 25% discount.

 

Nothing in anything supplied about assignment, default mentioned in statements as is a note account passed to 1st Credit. No mention of CABOT

[dx100uk]

Personally I'd let it run

 

Dx

[BLADES65]

UPDATE:

 

Received a notice today from Mortimer on behalf of Crapbot, they have been instructed to discontinue proceedings.

 

Attached was a copy of the Notice of Discontinuance they sent to the County Cort Business Centre.

 

Massive thanks to all for advice and a donation will be made.

 

Thanks

[dx100uk]

told ya

 

 

dx

 

 

thanks for the donation

give it week and ring the court to check.

[AndyOrch]

Well done to all involved...thread title amended to reflect the result.

 

Regards

 

Andy