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Hi Thommo,

 

Of course they're desperate - this is how they make money !!

 

 

 

I've just been back through the thread and, if YD has the proof to show she gave notice to cancel and paid a final fee in the right way, this could be a good case to take X4Less and Harlands to court. The cost would be just £25 to start formal court action plus a further £25 if it went to a hearing.

 

I believe the chance of success is very good although I'd ask people better qualified than me to review the case and comment before any action was taken.

 

I think you would seek damages to be decided by the judge up to £300 (the highest amount you'd get for the £25 court fee) for their regime of harassment. Plus you'd claim the court fees paid.

 

Success would not bring a great reward but it would stop Harlands harassing YD for good. If they or their cronies made further demands, they would be in contempt.

 

Would this be of interest to YD, given that she'd have our full support through the process.

 

It would be so good to see Harlands get what they so thoroughly deserve.

 

:-)

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Hi, at the moment she's doesn't want to go through with a court case ,

if it comes to a point where she has to she will if that's the action these idiots take.

 

She sent her cancellation By online system ,she received email I guessing it was automated email ,from [email protected] which shows the form that was submitted for cancelling,

 

On this form it tells you not to cancel own dd ,

and she would be emailed on the address she provided confirming her cancellation

and until she received confirmation email after all membership checks and verification processes have been followed

no action will be taken on account ,these were boxes you had to tick before sending cancellation form ,she never received confirmation email

 

At the bottom of the email ,the results of the submission may be viewed www.xcersise4less.co.uk ,

she's never actually logged into her account ,and only went to gym to join

and never set foot in the place after that,this what's really annoying me when they are asking for more money.

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no-one has ever issue a claimform for a gym debt in years.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Thommo,

 

That's fine and we'll continue to give YD whatever help she needs.

 

We're just on the look-out for a decent case where we can help a CAGger take these clowns to court and expose them and their tactics for all to see.

 

Tell YD to continue to ignore, and to expect to hear from Zinc and Spratts in due course.

 

:-)

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  • 2 months later...

Well my daughter received this letter from zinc,

 

We have been instructed by our above noted clients in our capacity as credit management professionals to commence formal recovery proceedings against you for this outstanding amount.

 

We would therefore like to offer you the opportunity to find a resolution before any further action is required,you can,

 

Set up an affordable repayment plan(please call,email or visit wewanttosayyes.co.uk,

 

Pay a one off settlement plan of £149.61 now or over 3 months.

 

 

Please do not underestimate the seriousness of this matter and attend to this notice immediately,we are here to help and will be happy to assist you.

 

How should I deal with this, I'm not in the least concerned by this letter it just seems very amaeturish,

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doesn't you hamster need new bedding....

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Numerous other example threads here suggest you're absolutely fine to ignore this with no reply needed.

 

After Zinc, you can expect Spratt Endicott to make more empty threats.

 

Keep us posted .............

 

:-)

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Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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  • 4 months later...

Hi Thommo and thanks for the update. It's really important that we hear how cases carry on !

 

Harlands/CRS seem to be a bit desperate at the mo and they've dragged up several really old cases. So don't think you've heard the last from them.

 

However, the fact that they've been quiet now for 4 months is excellent. It shows they're really not serious about the threats they make (just like we've said all along).

 

Keep us posted and thanks for coming back with your good news.

 

:-)

We could do with some help from you

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  • 8 months later...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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As DX says, ignore but please keep us updated.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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