Jump to content

 

BankFodder BankFodder


  • Tweets

  • Posts

    • No, no credit card. I had a loan but that was cleared off many years ago.
    • Thanks. Name of the Claimant ? Hoist Finance UK Holdings 1 Li   Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to. 30 Jan 2020 Date of issue XX + 19 days ( 5 day for service + 14 days to acknowledge) = XX + 14 days to submit defence = XX (33 days in total) - Acknowledged 17th Feb ^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE ON THE CLAIMFORM IS ONE IN THE COUNT [example: Issue date 01.03.2014 + 19 days (5 days for service + 14 days to acknowledge) = 19.03.2014 + 14 days to submit defence = 02.04.2014] = 33 days in total   Particulars of Claim   What is the claim for – the reason they have issued the claim? Please type out their particulars of claim in full (verbatim) less any identifiable data and round the amounts up/down. Their Wording on the CCBC claim minus details is...   The claim is for the sum of....arising from the defendant's breach of a regulated CCA referenced under no ............ The Defendant has failed to remedy the breach in accordance with a Default notice issued pursuant to ss,687(1) and 88 of the CCAct  1974.   The Claimant claims the sums due from the Defendant following the legal assignment of the agreement from HPH2Ltd (Ex Barclaycard}. Written notice of the assignment has been given. The Claimant claims. 1.The Sum of.... 2.Costs What is the total value of the claim?    £3171   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ? Not that I know of   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? n/a Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Creditcard debt   When did you enter into the original agreement before or after April 2007 ? After, it says 15/04/2008 on Experian. So could be statute barred ?   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ? Yes says they took it on 6th May 2015    Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser Hoist I think but it says for Barclays ?   Were you aware the account had been assigned – did you receive a Notice of Assignment? Probably I don't really look at the letters from those companies but there are lots.   Did you receive a Default Notice from the original creditor? Yes   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Not sure   Why did you cease payments? Never started payments   What was the date of your last payment? n/a   Was there a dispute with the original creditor that remains unresolved? no just my inability to pay   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? Possibly with banks but not this as its credit card and no account related.
    • I checked the statements and the £36 is technically incorrect as they implemented a payment plan in the April where they froze everything and I had to pay £12 from the next month on which showed on the May statement.     They applied my £12 payment to the April statement so they said I missed may june July i.e. 3 payments which wasn't right so the default statement is incorrect.   the witness statement is incorrect the statement pages he refers to are not the ones that appertain to the default notice.     Also am I right in saying that the reference to robinson way as a creditor is incorrect as they are just a debt collection agency.    And should I have had a default notice off Hoist as well as the one from barclaycard?    they've only included a notice of Assignment, is that the same as a deed of assignment? and the only information given as to address is the salford one which is the robinson way address.  
    • Waitrose rep  will do nothing is most likely, get back on to them, ask for someone senior and at the same time find the email address for the CEO and email him/her.   You want a firm 'we will instruct our employed parking company to stop pursuing you as the keeper sir'   Get names and make records, record the call if you can.
  • Our picks

Michael Browne

New online tool to track down lost pensions

style="text-align:center;"> Please note that this topic has not had any new posts for the last 1357 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

A new DWP website has been launched by the Pension Tracing Service to help people more easily and quickly locate their lost pension savings.

 

There is currently an estimated £400 million in unclaimed pension savings. This is money people have previously saved for their retirement, and the new website will better help people to locate their hard-earned savings.

 

The new DWP online Pension Tracing Service helps reunite people with their lost pensions, giving details of providers to help people track them down.

 

Anyone who thinks they may be missing out on any savings can use the free online service at www.gov.uk/find-pension-contact-details.

 

 

You can search for a workplace pension (a pension an employer has set up for you), a personal pension (a pension you have set up yourself), or a civil service, NHS, teacher or armed forces pension.

 

If you're looking for a workplace pension, you'll be asked for your employer's name. If it's a personal pension, you'll need to enter the name of your pension provider. If it was an NHS, civil service, teaching or armed forces pension, you'll be given a link to contact the specific pension enquiry service directly.

 

Once you've clicked on the relevant company or pension, you'll be provided with a name, address and possibly email or phone number for the administrator of the pension scheme you may have paid in to.

 

You now need to write to or call the administrator to see if they can find your pension, and if so, how much it's worth. If you're writing, include as much useful information as you can – in particular your name, date of birth, the rough dates you believe you had the pension and your national insurance number.

Share this post


Link to post
Share on other sites

Most of my previous employers no longer exist, having gone out of business decades ago... TB

Share this post


Link to post
Share on other sites

Maybe the database tells you who took over the pension scheme, TB?

 

HB


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

Wow guys.

 

You really should do a bit of checking before you take a link from the DWP site. This is a private mortgage and finance company you are giving your details to, with no affiliation to DWP. This is a huge [problem] and they will hound you for ever.http://static.consumeractiongroup.co.uk/forum/images/smilies/angry.gif

Share this post


Link to post
Share on other sites

Can you elaborate please, Stevie?

 

I clicked on the link and ended up on the government website, although I see there's also a private site called the Pension Tracing Service.

 

HB


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

Honeybee13 . If you then click on the Gov site to actually start the process, it takes you to a sheet to fill in for the finance company.

Share this post


Link to post
Share on other sites

Its legit 100% through... & THROUGH!

 

Ive gone through various options etc...

And the DWP Element is legit because the Wolverhampton mail site is a large processing centre for DWP :)

 

So its all good.

 

Stevie... I would suggest you revise your statement please.


 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

Share this post


Link to post
Share on other sites
Honeybee13 . If you then click on the Gov site to actually start the process, it takes you to a sheet to fill in for the finance company.

 

It didn't do that when I tried it. I think you have this wrong Stevieborg. If you use GOV.UK as originally linked by Michael Browne the Pension Tracing Service it takes you to is part of the DWP and entirely legitimate, whether you contact it using the online process, by phone or by post.

 

Predictably some private companies have tried to create copycat sites with similar names. One of them for example is called Pension Tracing Service UK, whose Disclaimer reveals it is "a trading style" of a mortgage & financial services company and not associated with the DWP. If you've done an online search to find the Pension Tracing Service you could well end up at one of these copycat sites, but you won't if you use the links on GOV.UK

.

.

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...