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By London1971 · Posted
Firstly, you will find another job! You can probably ask for a payment holiday , due to Covid. This will buy you 3 to 6 months time without any worries or credit file problems In fact you have 3 months and you might find another job within that time and all this will be moot. I had far, far more debt than you, nothing particularly bad happened, I ended up with a few CCJ’s but that was my own fault. I didn’t defend them. Around 70k of it went Statute barred years ago. Nobody repo’d anything. You are in a far better situation than you think. Concentrate on your essential expenses! -
Hey thanks for your help and have contacted the police again.. They have changed their minds and now say because he has been stinging us along with false promises that they will do something.. Tim again called my son earlier and again has said that he will be delivering the car today!! We have informed the police and they have advised that we must give him until the end of today and if it still has not arrived then they will begin to take action as he is purposely out to deceive.. It will either be deception by fraud or theft.. He still has lots of cars for sale and he told us that he is expecting another 20 as he imports them, he has money so why feel the need to act in such a cruel way.. I will keep you posted and your help has been invaluable...
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By BankFodder · Posted
Am I right that their defence makes absolutely no reference to your present claim for non-compliance with your SAR – except for a reference to the damages you are claiming? In other words, there is no denial at all that they failed to comply with your statutory request. Also, could you just confirm the date that you supplied the SAR so that we can get rid of the XXX above -
By Badtimes123 · Posted
Parachute account created, awaiting details and will get my wages paid into there for the next 3 months. -
By BankFodder · Posted
Here is the particulars of claim which I believe you filed – which I have taken from your post dated 18th of March
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Our picks
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Hermes - destroyed item as it was "damaged"- **Judgment for Conversion of destroyed item. **WON**
hellothere124 posted a topic in Postal and Delivery Services,
Ebay Packlink and Hermes - destroyed item as it was "damaged". https://www.consumeractiongroup.co.uk/topic/430396-ebay-packlink-and-hermes-destroyed-item-as-it-was-damaged/&do=findComment&comment=5087347-
- 32 replies
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Post in Bailiffs in at BBC obtain 7 years interest on overpayment of TV licence
Its WAR posted a post in a topic,
I sent in the bailiffs to the BBC. They collected £350. It made me smile. -
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Post in Court Claim Against Hermes - item sent via Packlink was lost/tampered with **WON at mediation full amount **
jj58 posted a post in a topic,
Hi @BankFodder
Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
So I issued the claim on day 15 and they requested more time to respond.
They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
I opted for mediation, and it played out very similarly to other people's experiences.
In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them.
In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
Many thanks, stay safe and have a good Christmas!
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BankFodder, -
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***Hermes and mediation hints ***
BankFodder posted a topic in Postal and Delivery Services,
Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003-
- 1 reply
Picked By
BankFodder, -
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