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    • Now I would like to turn to the ombudsman. I understand that you complaint to the ombudsman but I am not aware that you have told us what your complaint was about. Please will you post up here without any comment the letter that you sent to the ombudsman or the copy of the complaint you made the ombudsman. Secondly, please would you post up here without any comment the written decision that you received from the ombudsman. Maybe we can go forward from here.
    • I'm sorry to say but your story still makes very little sense to us. I've run this past the rest of the site team and I'm afraid that they tend to agree. We are going to try and do our best to help you but first of all we really do have to understand the story – and to begin with you should understand very thoroughly that we are no friends of Npower. I'm going to try and summarise what I understand of your case from the Npower letter which you have posted up yesterday. In 2012 you believed that your account was being billed inaccurately. There was a balance of £1498.91 and you consider that this was wrong you contacted Npower in 2013 and they said that the billing was accurate Npower said that the size of the sum owed was due to the fact that you had been making underpayments up until this time eventually you paid £500 so that the balance was £998.91 Npower suggested an instalment plan despite this you continue to pay instalments but at a lower rate than they wanted and no instalment plan was put into place this would mean that your account according to Npower was continuing to fall more seriously into arrears Npower put you into their collections department which means that they started adding charges you then claimed that the electricity metre was faulty Npower undertook to test the meter and Sue Npower's own fault there was a delay and this only occurred in October 2015 according to Npower, that his show that the meter was performing correctly Npower apparently have reversed at least some of the late payment charges which were applied to your account at February 2019, and power say that you owed them £2295.18 p you have pay them £140 so that the outstanding balance at 15 April was £2155.18 p   please will you tell me if you agree with the above summary and if there is anything that you disagree with, please would you very simply tell us which paragraph number you disagree with and why you disagree with it. Please keep it short. No narrative. You're hurting your own chances if you carry on with this extensive narrative. I'm very sorry to say this and I don't want to be hurtful to you.    
    • The earnings for free entitlements only means employment earnings and not the amount of benefits.   So if employment earnings are below the threshold, then send back proof of employment earnings.
    • One more stupid question - If I send the same FOC CQ to HSBC which contains all my bullet points of evidence, does this not give HSBC the 'heads up' regarding how to combat / argue the points I've made? And I send HSBC ALL the evidence too?
    • Hi Correct   I dont know if i am doing this correct by forum rules If not please advise thanks
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sadone

The Tories lied: More cuts to sickness and disability benefits are on the way

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http://voxpoliticalonline.com/2016/05/11/the-tories-lied-more-cuts-to-sickness-and-disability-benefits-are-on-the-way/

 

That’s right; after announcing that the government had “no further plans” for benefit cuts in March, Stephen Crabb is going back on his word.

 

He says “welfare reform” (whatever a Tory thinks that is) shouldn’t come to an end, just because the government has put in place measures that should cut the benefit bill by £12 billion.

 

Further cuts to disability and sickness benefits are in the pipeline, the Work and Pensions Secretary has signalled.

Stephen Crabb said he wanted to go further than the £12 billion welfare cuts set out in the Conservative manifesto and “re-frame discussion” around disability welfare reform.

The surprise announcement comes just under two months since Mr Crabb said the Government had “no further plans” for welfare cuts.

“The measures that have either already been legislated for or announced get us to the £12 billion [welfare cuts planned in the Conservative manifesto],” he said.

 

“Does that mean welfare reform comes to an end? I would say no. I’ve already pointed to what I see as one of the big challenges of welfare reform – and that’s around work and health.”

 

Mr Crabb told MPs on Work and Pensions Select Committee that he would deploy “smart strategies” for cutting expenditure on disability and sickness benefits and would hopefully be able to secure the support of disability charities.

 

Dear god, how much more can we take....

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I agree, it's terrible. Everyone who decides they can't work should get as much money as they feel they deserve for free, without any question, for ever.

 

None of your previous posts sound like a political rant at all Sadone. Do you really, really think Labour would do any different?

Edited by furiosa

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This is what the tory self servers do kick the poor and disabled at every opportunity if there was a viable alternative political party i would be gunning for an early election if that is in anyway possible, but none of the other parties give a dam either,

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But imo ANYTHING is better then the bunch of monsters we have now. The others can be useless, but I've never known a party so intent as the Tories have been to destroy a part of the population. A part who sadly have difficulty fighting back.

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Makes you wonder who they would target if they cured us all or scrapped all benefits completely , would they still be on this crusade to save money? when the damage that they have done has actually cost the tax payer more than if they hadn't meddled ? IDS the changed man now has a conscience apparently , what next will he become a volunteer at his local CAB perhaps? more like his buddy doris will give him a job when PM when dodgy dave gets the chop

 

And Boris voted for these benefit cuts

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I think this thread would be better placed in the Bear Garden.

 

Regards

 

Andy


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I agree, it's terrible. Everyone who decides they can't work should get as much money as they feel they deserve for free, without any question, for ever.

 

None of your previous posts sound like a political rant at all Sadone. Do you really, really think Labour would do any different?

 

Except, it's not a case of deciding they don't want to work. Maybe you sould educate yourself. As much as I would love to work, it is actually impossible for me.

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Well this kind of thread always enrages many.Myself included.

I personally feel the Welfare System is a complete mess.

Many people have clearly been hurt by the whole System,whether , Atos, which i believe but could be corrected if wrong has cost more than it has saved.And seems for many, i apologise but kind of if you can touch a keyboard with your nose you are fit to work

And is claimed to have even cost lives.

 

Not just that but the Universal Credit system that seemed a good idea but is a complete shambles as well.

All the sanctions and more that have left some,vulnerable people in turmoil.

Clearly in my view a outdated Welfare system for this day and age.That i believe costs 400.00 a week for every man woman and child in the country.But once again correct me if i am wrong.

 

So we come down to Affordability i suppose.Whoever is in power has to it seems make savings.

So it will go on and on,for ever and a day.And we will curse them all.

 

Now i have looked around for a alternative for a while fit for the modern world.

And to create fairness for all.And would not hurt anyone if implemented one day.

And would counter Austerity,possibly end poverty and create a simple system.A modern system.Perhaps finish the unfair Welfare System once and for all.

 

Also it would take into consideration the needs of the Disabled,the poor,the people who want to work and those who do not.

And put people like Stephen Crabb out of work.Who despite his background when young,probably gets smacked about daily by Emperor Osborne who along with others in my view that is are wearing blinkers.Only see,cut,cut ,cut.No alternative.

 

And as you say it was said that no further cuts would be made in this parliament.

But they had already been made perhaps but not implemented.

But correct me if wrong.

 

Just to remind ourselves.

Government rules out any further cuts to welfare – video

http://www.theguardian.com/politics/blog/live/2016/mar/21/tory-turmoil-cameron-ids-osborne-back-after-ids-resignation-by-backing-compassionate-conservatism-politics-live?page=with%3Ablock-56f032e0e4b0304172354f20

 

That system is called the Basic Guaranteed Income.

Now i cannot go into the system massively on one thread.But here is the link that i update from time to time when time allows.

Think about it,take a little time to understand it.Let your imagination run with it.Because around the world at this very moment it is about to happen,and gaining supporters worldwide.May start a little slow but the picture becomes clear as the thread develops.

 

I have had my say,some may think i am barking mad,well fair enough.But i hope some may see the possibilities.

Better than forever cursing the Politicians.Let us put some of them out of work instead.

 

Basic Income Guarantee-Do You Like The Idea-Any Views-Have Your Say.

http://www.consumeractiongroup.co.uk/forum/showthread.php?461005-Basic-Income-Guarantee-Do-You-Like-The-Idea-Any-Views-Have-Your-Say.

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I agree, it's terrible. Everyone who decides they can't work should get as much money as they feel they deserve for free, without any question, for ever.

 

None of your previous posts sound like a political rant at all Sadone. Do you really, really think Labour would do any different?

 

Err, these are people who pay tax and national insurance. Your ignorance is plain.

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This is what the tory self servers do kick the poor and disabled at every opportunity if there was a viable alternative political party i would be gunning for an early election if that is in anyway possible, but none of the other parties give a dam either,

 

You will find that this change was pushed through by Tory MPs only. Not a single MP from another party voted in favour of this. Indeed, the House of Lords tried to block it on more than one occasion.

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I think this thread would be better placed in the Bear Garden.

 

Regards

 

Andy

 

 

Thats a shame. IMO less people who it will actually effect will see it, and more posters who just want to have a dig will. But oh well....

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Thats a shame. IMO less people who it will actually effect will see it, and more posters who just want to have a dig will. But oh well....

 

I would tend to agree ....as it was at post #1...but you see how it soon became fractured from post#2 and will no doubt just turn into another rambling thread.


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Well dare I suggest maybe you could have just deleted that post to halt the usual cascade into idiocy/trolling. :)

 

And to ad similar themed threads have survived being posted in the other section and have managed to avoid descend into a slanging match.

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Well dare I suggest maybe you could have just deleted that post to halt the usual cascade into idiocy/trolling. :)

 

And to ad similar themed threads have survived being posted in the other section and have managed to avoid descend into a slanging match.

 

Are you saying that others of a different opinion aren't allowed to voice their thoughts ?

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No, and you obviously know that already. But if the mod doesn't want this to become a shouting match then you have to rein certain troll posts in (which I've seen done many times before in the benefit advice section), and which is what I categorize post number two as being.

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I remain at a loss as what the significant difference is between someone who is in the support group and someone in the work-related activity group. They are both unwell and/or disabled albeit in various degrees.

 

Their health could get worse depending on their circumstances. In fact, a person who is disabled would receive far more than someone fighting cancer and whose needs are not too dissimilar.

 

It is seriously inapt to treat these issues as an exact science and therefore a tick-boxing and point-scoring exercise. It is wholly wrong to treat all of those in the work-related activity group as malingerers due to a few exceptions. All these people need the appropriate support and not unfair and inhumane coercing.

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You will find that this change was pushed through by Tory MPs only. Not a single MP from another party voted in favour of this. Indeed, the House of Lords tried to block it on more than one occasion.
Shame about the last labour government then it was under their watch that ESA was introduced they started this whole persecution of the sick, then the LIB dems in the coalition, many of them voted for cuts that affected the sick and vulnerable they IMO have a track record for not caring

 

We have the cuts to Esa wrag And a short time after that the Work program will become the Health & work program , they are talking about medical staff in JCP's and being able to administer "THERAPY" Next they will be forcing the sick to work for benefits I have little doubt who was the brainchild behind this idea

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Shame about the last labour government then it was under their watch that ESA was introduced they started this whole persecution of the sick, then the LIB dems in the coalition, many of them voted for cuts that affected the sick and vulnerable they IMO have a track record for not caring

 

We have the cuts to Esa wrag And a short time after that the Work program will become the Health & work program , they are talking about medical staff in JCP's and being able to administer "THERAPY" Next they will be forcing the sick to work for benefits I have little doubt who was the brainchild behind this idea

 

I think society has an natural (or unnatural depending on how you look at it) inclination to label the sick/disabled as a burden and liability until one finds himself/herself in that position. Indeed, no person is immune from illness or prejudice.

 

The "therapy" you speak of would be an unmitigated disaster.

 

I think when the Universal Credit system is fully implemented we are all in for a devastating shock. You do not need to look far to learn how much of a shambles that has been to date.

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I think society has an natural (or unnatural depending on how you look at it) inclination to label the sick/disabled as a burden and liability until one finds himself/herself in that position. Indeed, no person is immune from illness or prejudice.

 

The "therapy" you speak of would be an unmitigated disaster.

 

I think when the Universal Credit system is fully implemented we are all in for a devastating shock. You do not need to look far to learn how much of a shambles that has been to date.

Yes and the same vile man was behind UC as well ,He has wasted more tax payers money than they have saved ,

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Yes and the same vile man was behind UC as well ,He has wasted more tax payers money than they have saved ,

 

Totally agreed.

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The following relates to many areas, but I think highlights how little society gains from these tax cuts for the immense negative impacts.

(note the figures dont include the tax avoidance by the many financial institutions in the 'City of London' which would add BILLIONS to the nations tax income if sorted.

 

http://www.independent.co.uk/news/uk/home-news/what-the-uk-could-look-like-if-people-actually-paid-their-tax-a6978961.html


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

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The following relates to many areas, but I think highlights how little society gains from these tax cuts for the immense negative impacts.

(note the figures dont include the tax avoidance by the many financial institutions in the 'City of London' which would add BILLIONS to the nations tax income if sorted.

 

http://www.independent.co.uk/news/uk/home-news/what-the-uk-could-look-like-if-people-actually-paid-their-tax-a6978961.html

 

Indeed, address the wealthy tax evaders first before launching inhumane cuts on the sick and disabled.

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