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Hi all will try explain as best I can ,

 

I recently got approved for a debt relief order ,

 

all ok except one issue ,

I have a union loan through my work ,

 

the issue is my birth name is different to the name I am known by

and so the dro is in the name I have always been known by

so when the union recieved conformation they are contesting it ,

 

despite paper work signature is name I am known by my payroll number my national insurance number ,

my bank details they put the money in to my payslips and bank statements b

ut they are saying because I opened my account in birth name

I still have to pay and now need to wait until a decision is made in mine or their favour ,

 

just really annoyed they even said I might have a twin!!

 

Hope this makes sense any help will be appreciated

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Hi there welcome to CAG

 

Someone who knows more about this should look in at some point. If you do not get a response in the next few hours please use the report post button ( ! in black triangle)

 

Regards

 

SS

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

 

The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

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is it on your credit file?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No it's not because my credit file is the name I'm known by not my birth name .

 

When I started my job they used my birth certificate for ID as my passport had expired with my other name ,

my driving licence is my name I'm known by ,

 

 

the credit union agreements are signed with the same name as on my driving licence ,

they transferred money to my bank account which is my other name ,

 

 

they never questioned this on application forms when I had to give my bank name and details

they have contested it for the reason of two names stating I may have a twin ,

 

 

yet I have one NI number any advice to put my mind at rest as really worried and anxious , horrible people to deal with

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have you a sep credit file under your birth name?

have you checked?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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have you a sep credit file under your birth name?

have you checked?

 

Problem is I would have to set up an email address in my birth name

I have never had any thing but credit union in my birth name

and only used it because that's what I was before my boss changed it on payroll to name I'm known by so payslips and payroll number would have been in name I'm known by when they issued last loan so why not question it , until now dro goes through they are getting funny

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not being funny

but why do you think you need a dro?

list your debts and when you took the credit out

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi all ,

having had my dro approved I have had issues with works credit union ,

 

 

manager kicked up a stink and contested my dro ,

 

 

his claim was dismissed and told loan would enter dro,

 

 

today he emails stating he has offset my savings towards my loan and I owe £215 outstanding ,

 

 

I'm confused annoyed because I was told he could not touch my savings that it would be addressed separately ,

just so angry any help would be appreciated x

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