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unknown united utilities! CCJ - sent to an old address?


Bmwboy
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Hi all, Sorry if i have posted this in the wrong place.

 

Things have been looking good over the last few months, i would check my credit score which was never great but was slowly improving and I have just checked and I have a CCJ on my credit score from united utilities!

 

It says we owed them £700! we rented a house for a few months, i feel like the debt has been totalled by the next tenants that moved in and we have been left the bill.

 

As I new nothing about this is there anything i can do to stop this and defend myself?

 

thanks all for your help.

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To late to defend

What is the date of the ccj

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If you can prove the bill is wrong

I.e. get an sat off to uu

Get proof of dates rented

 

Then you could construct enough to

Poss set aside

 

But gather evidence first

DX

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thanks for the information. Just watching a program if you cant pay we will take it away. With a CCJ can the company get a high court writ! scared out my seat now :(

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water is not a priority util

like gas/electric

so they cant cut you off

its the same as a ny comsumer [credit card loan etc debt]

 

 

hence water companies have to go for a CCJ

rather than sending around their own people

with a warrant to break in and say fit Prepayment meters.

 

 

right

this is a civil debt

there is NO right of entry for any Bailiff

HCEO [like that tv prog or county court]

so simply don't talk or let them in.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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" It says we owed them £700! we rented a house for a few months, i feel like the debt has been totalled by the next tenants that moved in and we have been left the bill. "

 

Did you inform UU of your tenancy ending and the date you vacated ?

 

 

Andy

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Thanks for the informative answer.

 

I am young Father with two Children one 2 and one new born,

I have slowly turned my financial affairs in order, taken council tax back

and nearly have paid the local council what i ran up when I was younger.

 

I am worried i have a old mobile phone contract chasing me up,

at the time they would not enter a repayment plan with me.

If they apply for a CCJ from what you said above i take it no matter the amount they cant enforce this?

 

I want to pay them back, but there making it hard.

 

As for the CCJ ill make the application as i never had it, was sent to the wrong address

and i had no idea till i dared check my credit score was surprised its going up with all my payments but it showed the CCJ.

 

I will read your link cleary and act upon it.

 

Thanks for your reply in advance.

 

We told them over the phone how long we would be at the property for and when we would be leaving.

We initially rang up to query the large amount as we been there 3 weeks

and the first bill came of £300 + hence the reason for the call.

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So they sent the court claim to the vacated property...even though they had been informed and lumped the previous tenants water usage on to your account...probably because they didn't inform them of their tenancy ending

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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Hi Andy,

 

Yes it was sent to our old address.

 

Thats the conversation that we had with them, but they assured us that they would amend it.

 

 

No Further bill them came, so i assumed it was quarterly they changed it to.

 

 

In my mistake i never chased them back up from the original call we had.

 

I imagine the entire water bill for the 4 months we where there would be would be £150 max.

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Okay you meed to do a bit of research and try to quantify the precise figures before embarking on this...although the CCJ is over 2 years old and set a sides should be made promptly for any reasonable success.

 

Talk to UU and inform them or ask them would they consider a set a side by consent for ...

 

a) failing to serve the claim on the correct address as they were aware of your new address ( I assume?)

b) The amount claimed is incorrect as you understand that the Judgment debt is incorrect as it contains the previous tenants usage (unless they can prove otherwise)

 

Application to set a side fee is now £255 unless you are exempt so its a worthwhile exercise trying to get them on board to avoid this cost.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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Okay you meed to do a bit of research and try to quantify the precise figures before embarking on this...although the CCJ is over 2 years old and set a sides should be made promptly for any reasonable success.

 

Talk to UU and inform them or ask them would they consider a set a side by consent for ...

 

a) failing to serve the claim on the correct address as they were aware of your new address ( I assume?)

b) The amount claimed is incorrect as you understand that the Judgment debt is incorrect as it contains the previous tenants usage (unless they can prove otherwise)

 

Application to set a side fee is now £255 unless you are exempt so its a worthwhile exercise trying to get them on board to avoid this cost.

 

Thanks Andy,

 

Is the best way to ask UU over the phone or email?

 

As i am a sole earner for my family and currently only get part time hours, would i be eligible for the costs to be reduced or free due to my income if UU decline the offer to "set aside"

 

Ill start my investigation process tomorrow.

 

Again thanks for the help and ill try not bother you to much :)

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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