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ESA: length of award...very confused...

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Hi All


I initially claimed ESA contribution and income based in October 2014....went for my medical for this in February 2015 and was told I was being awarded ESA and placed in WRAG Group in April 2015...Letter states that I was entitled to both contribution and income based due to lack of savings but as I have always worked I was being given contribution based...fair enough....


I recently applied for a budgeting loan and was point blank refused as they say I am not receiving ESA income based....I was under the impression that ESA contribution based only lasted for 365 days and that from October 2015 (one year from initial claim) I had been switched to income based as I continued to receive ESA though no letters were sent notifying me of any change over....


I called into the Job Centre to ask them what benefit I am actually on and they have told me that I am still on ESA Contribution based with an Income based element (though this element could be as little as 10p per week)...I asked how is this possible as I have now been on ESA for 19 months and I thought contribution based only lasted for a year? All she said was that this is the way the system is set up...I asked how long my contribution based would last for and she said it could be indefinitely!!!!


I have tried googleing this for hours but the only thing I see that could cause ESA contribution based to be paid indefinitely is being placed into the Support Group which I definitely wasn't....


Could someone explain this to me?


It just seems that I am being penalised for always having worked ...


Thanks for taking the time to read this and I hope its not too long winded lol



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