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    • If you want to save us all a lot of time, you can tell us the whole story in a chronology without too much narrative including who you are dealing with. We really can't say if you have missed a trick until you lay it all out.   In terms of not wanting to bother us, - very noble, but it is less of a bother if you come to us first so that we can help you to get it right first go  
    • I'm gutted - I always wanted to meet him - he most certainly was the ONLY Bond.  By all accounts he was a lovely man.
    • Boris 'the Liar' speech translated   'Some months ago we told you you had to stay at home to protect the NHS, and you understood that our decimation of NHS funding meant that all other NHS work had to stop, and its resourses were severely limited. Now I'm sure some foolish people thought that was to allow time for the underfunding and the under staffing of the NHS to be reversed. But clearly, as the majority of you did as requested, and suffered and died quietly at home and in homes to a level we could barely believe, clearly it meant that the money we might have been forced to spend on the NHS could be retargetted to our mates like serco - so of course we did.   Now 6 months on, with the NHS staff exhausted and at breaking point,  our pals simply cant be expected to actually deliver on the ridiculous claims, we are simply trying the same scam again on you idiots to free up even more debt generated money to route to our pals tax haven bank accounts which your children, childrens children unto the 7th generation can pay back.   So, with PPE money allocated to companies we chose who clearly needed the money, and debt at record levels I'm sure you will all realise that again everyone else must not mingle, and must stay at home wherever possible, so the children can go and mingle in schools in full sized classes and allow the virus to spread there and get back to you smart arse plebs locked in at home who have managed to avoid it so far. and I'm sure you will all understand its absolutely crucial that neither you or your family -  especially children - should waste essential resources and apply for tests until you are showing clear covid symptoms and we know you have it.   Thank you suckers. Bojo  
    • I'll guess you've heard of these on here before - laptopsdirect.co.uk
    • Don't worry about it.  It's just that it makes it easier for people to understand and to try to give you advice if you keep everything related to one topic in a single thread, so everything is in one place and not scattered around.  But if you have a new or unrelated topic, it needs it's own new thread, otherwise people get confused and can't separate one topic from another.   Does your question about the courier need a separate thread, or is it part of the unpaid loan to your relative issue?   Whoops!!!  Sorry - I see there is a new thread.  Teach me to read before I post!
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
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dont forget, if you are successful, every penny you have paid in rent since the application was refused goes towards the purchase . That stops them just mucking about when an order is given

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Just checked the 'track and trace' for our SAR and the forty days expires on 18.06.16. Also checked their reply to it and their useless Complaints Officer has stated that it will be dealt with within 'forty working days'. Will be handing in the next letter on 20.06.16 which will give them another fourteen days to comply before we go to the ICO.

 

The County Councillor is making a referral for us to the Housing Ombudsman so we should hear something soon. Then we can start our complaint with them.

 

Dispite three letters, one of which was our Stage Three Complaint, and a phone call we have still not received any of the information we requested. Not even basic material like their Complaints Procedure, Customer Care Policy, Appeals Policy or Right to Buy Policy. They are absolutly useless.

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Go to the ICO & show their response 3 days after the 18th, let the ICO contact them, as I found things move quite quickly after that, BUT the ICO will take in silly excuses from O C but record non compliance with Regulation against them possible for further use with any others, be honest HSBC in my case came up with the silliest excuse and got away with it, sort of saying we have now reviewed out procedure (how many years on non compliance)? and got away with it.

 

These companies will make you stick to rule - do not show weakness or be nice you are just a number.

:mad2::-x:jaw::sad:
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Well we have received the SAR info' and here's the points that I picked out so far:

 

 

  • The Stage One reply from our HA contained a copy of our tenancy agreement from the house prior to move where we gained the Right to Buy but the middle signature page was missing. We had the original so we were not that bothered except for the fact that it was signed on behalf of our HA by the same lady who handled the move where we gained the Right ot Buy just four months later. The SAR copy however has the signature page intact, so they obviously left this out on purpose.
  • The Stage One reply also contained a copy of a letter from a lady stating that we were declined the Right to Buy in 2004. It also contained a copy of the front page of the RTB2 but the rear was missing. The person who dealt with this stage was the managing director of our HA and he stated that it was unfortunate that the reason for the declination of the Right to BUy was not known. The SAR however mysteriously did not include the ladies letter but it did include a declination letter, dated to the same day, that was almost identical and signed by a gentleman. It also included a copy of both sides of the RTB2 and the person who declined us the Right to Buy just so happens to be the same person who granted us the Right to Buy one month later after an appeal.

 

 

There is other material with regard to the valuation of the property and the offer price which will be going to the Housing Ombudsman.

 

 

 

Looks to me like they are doctoring the material that they have used in their defence. There is a lot of continuity in the material with regard to the same people handling exchanges and decisions. It's funny as the lady who gave us the Right to Buy was a Housing Officer who dealt with this issue every day and the gentleman who overturned his own decision and granted us the Right to Buy following the appeal was Head of Property Services.

 

 

 

They have still not provided the information they used to make their decisions whilst the material they have provided is either completely irrelevant or manipulated.

 

 

 

Just hope the HO can see this.

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After reading the phone logs in the SAR we are going to request that they stop using our landline and mobile contacts. They have logged absolute rubbish. We want to keep it solely in writing from now on.

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Had another laughable letter from our HA's solicitor today. They obviously do not want this going to the Housing Ombudsman:

 

‘Our client is concerned that despite repeated attempts to set out the position in a reasonable manner, you are not willing to accept the same. ’

 

 

 

And

 

 

‘In the meantime, we trust this concludes matters. ’

 

The last letter we sent was over a week ago. It was polite and just stated that we still require the information that they make reference to within their replies and the copies of their policies. And that this is the last communication from us as we are now going to the Housing Ombudsman.

 

However we believe that it has more to do with our local County Councillor than that letter. He contacted me today and stated that he has made the referral and informed our HA out of general courtesy and they were not happy at all. They even referred him to their solicitor's.

 

I think that they are more of a dictatorship than a charity. It's disgusting.

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Not bad hide behind there Legal Department (who seem not to understand a Registered Social Landlords Complaints Procedure)

 

Something to keep in mind:

 

They are meant to be Open and Accountable to their Service User and their reluctance to provide the documents requested with no valid reason or justification puts all Service Users following the Complaints Procedure at a Serious disadvantage as they have no way of verifying if the policy/documents are being followed in fact if the HA is actually following it's own Policy and Procedures.

 

Please let us know how it goes

Edited by stu007

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

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No problem stu007.

 

It's a real pain. We both work full time so are knackered in the evening. I suffer with Fybromyalgia and general anxiety disorder that has traits of PTSD from military service. Combined with this rubbish it really gets you down and makes just getting up in the morning a battle, let alone holding down a job.

 

Tired but too much adrenaline to sleep at the moment. Gotta try though.

 

Will keep you all updated.

 

Good night all.

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Oh something I almost forgot to mention and another angle to approach this as well.

 

Is to contact the Information Commissioners Office and inform them that you have requested XYZ Documents from HA and their relutance to provide these after numerous request and see what they say.

 

ICO link: https://search.ico.org.uk/ico/search (in the search box type 'Housing Association' & have a wee read)

 

Homes & Communities Agency: https://www.gov.uk/government/organisations/homes-and-communities-agency

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I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

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  • 2 weeks later...

The complaint has now ben officially lodged with the Housing Ombudsman. We have stated that we do not want to negotiate at a local level with our HA as we have been more than reasonable already, we want to go straight to the investigation stage.

 

I have nearly completed compiling the evidence for them and can't wait until they start dealing with it.

 

Looking over the some of the material I noticed that their solicitor, Trowers & Hamlins, are stating that we did not gain the Right to Buy for the following reason:

 

'The Right to Buy granted the HA to your mother, and which became a Preserved Right to Buy upon the stock transfer to her new HA, was personal to her, and not the property. Upon mutual exchange of the properties, this right moved with your mother to her new property. For the avoidance of doubt, we respectively draw your attention to s171B (6) of the Housing Act 1985'

 

Now s171B (6) just refers to the relevant dwelling-house. It does not state that the Right to Buy cannot be transferred: http://www.legislation.gov.uk/ukpga/1985/68/part/V/crossheading/preservation-of-right-to-buy-on-disposal-to-private-sector-landlord

 

s171B (4) (aa) clearly states that a person can become a 'qualifying person' by succession if the tenancy in question was not a joint tenancy and the successor is a member of their family. This was exactly the case in our circumstances.

 

In none of the peperwork does it state that only s171B (6) applies to my mother. It states that sections a171A to s171H apply. Surely the solicitor and the HA cannot just ignore the rest of the subsections in s171B, an Act of Parliament, and pick out what they want because it suits them?

 

All that section deals with is what is defined as a 'qualifying person' and the definition of a 'relevant dwelling-house'.

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This is probably a stupid question but would someone mind clarifying the following in relation to my last post.

 

The evidence we have states that s171A - s171H of the Housing Act 1985 applied to my mother.

 

The HA and their solicitor are choosing to ignore s171B (1) - (5) and focusing, sorry, twisting (6) to fit their case.

 

Can they state that only this subsection applies with no evidence to back it up?

 

Is it illegal to not take into consideration the entirety of s171B which applied to my mother and proves, that we legally gained the Right to Buy?

 

Is it legal for them to twist s171B (6) to fit their case by stating that it proves that the Right to Buy is not transferable even when it states no such thing? Especially when you take the into consideration the section as a whole.

 

Regards

 

TheLion.

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they are saying that as your mother moved out of that particular house she had the right to buy the place she moved to and not to anywhere else. The original tenancy created the right to buy and you havent inherited that tenancy but a new one was created at some other time and they are denying that a right to buy was transferred to that tenancy.

If your mother did move to another HA property (or council one) then they are right about that but it doesnt answer the second part about your stand alone rights.

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The evidence that we have so far is:

 

 

  • Tenancy Agreement with terms and conditions that state we have the Right to Buy from 2001.
  • Four written letters confirming that we have the Right to Buy from a Legal Administrator of their company in 2004.
  • One written confoimation that their company confirms that we have the Right to Buy from 2004.
  • A RTB2 confirming that we have the Right to Buy from 2004.

 

 

The problem we have is that s171B (6) does not state that the Right to Buy cannot be transferred. It only defines what the relevant 'dwelling-house' is if a 'qualifying person' moves house. In no way, shape or form does it state what they are suggesting.

 

 

 

In 2001 we awareded the Right to Buy because I, as my mother's son, fufill the criteria of s171B (4)(aa). That is why thay have confirmed it so many times and why they overturned their own decision back in 2004 at the appeal.

 

 

 

My mother was informed prior to the signng of the Deed of Assignment and Licence to Assign that she would lose the Right to Buy and the we would gain it.

 

 

 

s171B (5) states the following:

 

 

 

'(5)The relevant dwelling-house is in the first instance—

 

(a)in relation to a person within paragraph(a) subsection (3), the dwelling-house which was the subject of the qualifying disposal;

 

(b)in relation to a person within paragraph (b) of that subsection, the dwelling-house of which he became the statutory tenant or tenant as mentioned in [F9subsection (4)];

 

©in relation to a person within paragraph © of subsection (3), the dwelling-house of which he became a joint tenant as mentioned in that paragraph. '

 

 

This section precedes subsection 6 and confirms that by succeeding my mother's tenancy ,and therefore her Right to Buy, the relevant 'dwelling-house' became the house that we exchanged into. My mother could not take the Right to Buy with her as she no longer had it. We took it with us when we moved house, still with the same HA, that then became the relevant 'dwelling-house' as shown in s171B (6).

 

There is no evidence whatsoever that the HA or their solicitor have provided which states that my mother could not pass on the Right to Buy to us.

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Then it look as though they are following Lambeth Council's methods of just denying peple have the right and then sticking their fingers in their ears and going la la la. The sooner you plough through their grievance procedure and get the matter in front of the Housing Ombudsman the better. You can also get your MP to chase the matter up via the Governemtn Ombudsman if he/she is willing to question the minister about this and fail to get a satisfactory answer. Ideology will determine whether the MP will do this though.

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Waiting for the Housing Ombudsman to contact us. They have taken on the complaint so the ball is rolling.

 

Our HA are really incompetent. In March they sent out a blanket email that included ours, and over two-hundred customers email addresses. Some of the addresses had full names of the owners.

 

They informed the ICO themselves after three complaints, one of which was ours. They stated that this would not happen again and the idiot who did it had received 'training'

 

Obviously this has not worked as we received another email last Wednesday from the same idiot which was sent to four other of his friends. We know they are his friends as it is a personal message.

 

Then on Saturday we received another email. Sent to some very close friends, with 'hugs'.

 

All of these people now have our email. So another two complaints have just been logged.

 

Absolutely useless.

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No further contact from the Housing Ombudsman yet.

 

With regard to the latest Data Protection breaches by our HA we have not heard a thing. We are at the start of the third working day now and they have not even acknowledged our emails.

 

The first time this happend, the Managing Director called my wife at work and wanted to speak to her back at our house as it was a 'very serious matter'.

 

Can you go straight to the Housing Ombudsman if your HA won't even acknowledge your complaint?

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if they dont respond in the given time, yes. You will need to know how long they allow themselves to answer, it may be 40 days but it should be written dowm in their charter

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  • 3 weeks later...

Update:

 

The ICO are looking in the Data breaches, but state that they will not inform us of anything that happens...

 

We declined the early resolution with our HO through the Housing Ombudsman as negotiation with them seems pointless and we are stressed enough without beating around the bush again. We now have to wait upto ten months for them to investigate it!!!

 

Apparently they are dealing with cases 10 - 12 months older than ours.

 

They have also asked our HO for evidence but requested nothing from us. All we have provided so far is what we could fit onto the complaint form. Can't see how they can consider 'our' complaint if they have virtually no information from us and just a load of tripe from our HO.

 

So we are going to post off our 100+ page wad of evidence, in chronological order, with copies of all communications and evidence that we have. Hopefully they will read it. Not sure what else to do really.

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  • 5 months later...

Just received the decision from the HO and it's a complete and utter joke.

 

They have sided with the HA. Even though the HA failed to provide us with basic documents like their complaints procedure, appeals procedure and any evidence that they directly referred to in their argument. The HO obviously beleive that this is acceptable!!!

 

I can't belive that this is right. So it's ok for an HA to make up any old tripe and quote it to you as hard evidence because they don't need to back it up when you ask for it!!!

 

Perhaps we'll receive a letter stating that our rent has increased by £2000 a week because of a letter they sent us five years ago... oh, can I see this letter please? No, it's true because we say it is!!!

 

What a waste of time. All of the material they reffered to that they could not provide as it did not exist means sweet FA. Disgusting!

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Our HA to this day have still not even provided us with copies of their complaints procedure, appeals procedure, Right to Buy policy and Customer Care policy. They just kept on stating that the requests we put in were 'disproportionte'. Well obviously the HO think that this is acceptable behaviour. After all, you don't want your customers to know if you are abiding by you procedures and policies do you!!! Better just to say that we are not giving them to you as your request is disproportionate!!! You can treat them as you like then...:mad2:

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then go to the govt ombudsman via your MP . Your request wasnt a FOI request, it was fro information you are due to be given by right as a tenant.

Also lodge a complaint with the HOb about their decision and copy that to MP as well.

Once you have that under way try the local paper. Some old style editors still exists and will know a few people who would be embarrassed by being asked the right questions

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The problem with FOI requests to our HA is that the Act does not apply to a charity, as they have already informed us. So we can't legally request them but we allegedly have a Right to see policies & procedures as a tenant but they can just refuse to provide them. And after all, the HO will just back them up.

 

With regard to the material they referred to in their arguments that they could not, sorry, would not supply, we are in the same position as above. The HA can reference any material, not back it up with physical proof, and it doesn't matter. How can you fight against that?

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I agree you need the Ombudsman to review their decision and if you have any further evidence forward it to the Ombudsman.

 

Yes some HA the FOI does not apply to but you and sand a SAR instead (which you have done).

 

Get your MP involved as pointed out.

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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Oh almost forgot now specifically reference the Policies you have request and have still not been provided now this is just a suggestion you could try speaking to the Housing Regulator to see there opinion on the HA refusal to provide these Policies.

 

https://www.gov.uk/government/organisations/homes-and-communities-agency

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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