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    • Good Evening, I've got a fairly simple question but I'll provide some context incase needed. I've pursued a company that has operations in england despite them having no official office anywhere. I've managed to find a site they operate from and the papers there have been defended so I know they operate there. They've filed a defence which is honestly the worst defence ever, and despite being required to provide their witness evidence, they have not and have completely ignored the courts and my request for copies of it. I'm therefore considering applying to strike out their defence on the grounds the defence was rubbish and that they haven't provided any evidence for the trial. However, it has a trial date set for end of june, and a civil application wouldn't get heard until a week before then, so hardly worth it. However, my local court is very good at dealing with paper applications (i.e ones that don't need hearings, and frankly I think they are literally like 1-2 days from when you submit it to when a Judge sees it. I'm wondering if I can apply to strikeout a defence without a hearing OR whether a hearing is required for a strikeout application.   Thanks
    • I have just opened another bank acc with lloyds (i have a few already) After doing some research they may have some relation to tsb or be apart of the same group will this cause me issue if my salary is paid into my lloyds account? Also, if the debts do go into default and nothing is paid then after 6 years it all goes away? As the DCAs cannot do anything? I do want to start paying in like 3/4 months or do you advise I leave it if it goes into default? again sorry for all the questions, i am just processing everything
    • one reply only  follow post 2 of letter of claim <<clickme link. dx
    • Sorry, I got confused  Yes, it states all three   Thanks, 
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ESA overpayment


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Hi guys I'm wanting some help please I was overpaid esa in 2011 due to a fault of mine now I'm very ill and in a wheelchair I stated to claim esa again 4 weeks ago, today I got 2 letters one stating £60 per fortnight will be taken out and the other letter says £58 per week will be taken out I get £175 per fortnight esa can they take the lot it will leave me with £0 esa every fortnight, I'm married my husbands my full time carer I have a 3 year old and a 5 year old, income is pip at £220 per month, child tax credits at £180 per week, child benefit at £34 and carers allowance ,

 

If any one could help me on this matter I'm sure they carnt take all our Esa,

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Hi and welcome to CAG.

 

To be able to give you detailed advice can you please provide some more history? This will allow a better response from other posters that will be along shortly..

If I have been of any help, please click on my star and leave a note to let me know, thank you.

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Hi the overpayment was in 2011 due to me earning more than allowed whilst on esa which they gave me a warning and ordered to payback 3 weeks

Later was we'll enough to go back to work didn't hear anymore of it, 5 years down the line had to claim again which happened 4 weeks ago, and then got these letters today one stating they are taking £60per week from the dwp then a debt management company working on behalf of dwp are taking £60per week which is all my allowance can they do this thanks

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Are you sure that the both aren't one and the same ? How can a Debt management company take your money without a court order? I cannot even understand why they need to use such a company when all they need to do is withhold the said amount each week until paid back, I wouldn't pay anything top a some private debt management company or their fees

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Hi many thanks for your response the debt centre is part of dwp they said it will come out of my ESA every week, I'm sure they can not take all of it many thanks Emma

Best to seek advice from the CAB , they should know the rules that the DWP have to adhere to regarding repayment and how much they can withold each week i wouldn't be surprised if there is a minimum amount that they have to pay you so that you can eat ect, or it maybe you could apply for a loan from the social fund equal to the debt owed , and then repay that at an agreed,more reasonable amount each week until paid,

 

I found some info in the link below , not sure if this would apply to you

 

https://www.turn2us.org.uk/Benefit-guides/Benefits-Overpayment/Print-Benefits-Overpayment

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