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HI im new,

sorry if this has been covered but im having trouble with laptop its not showing me posts

 

 

,ive had a letter from vanquis fresh start saying sky have sold them an early termination debt i have with them,

 

 

ive been told theres been calls to my old phone number (i dont have that phone no more)

 

 

im sceptical to if they are genuine,

i have some current mental health issues and talking on the phone is tough for me

 

 

,i dont want to ring them and give my details if they arent genuine thank for any advice

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Hello and Welcome to CAG.

 

Can you tell us a little more history of the debt you have with SKY and Vanquish please.

 

What was your problem with SKY, how much do they say you owe?

 

You NEVER EVER ring a powerless debt collection agency (DCA) EVER, you MUST keep all of your communications in writing or email, so you then have a paper trail of evidence.

 

If they do somehow manage to find a contact number for you and they ring you, then laugh and hang up, repeat until they send you one of their foolish begging letters.

 

What exactly, does this letter say?

 

And just for some reassurance, YOU are in control of this NOT some tin pot powerless DCA.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Wait Wait Wait... Welcome to Cag... Wait VANQUIS FRESH START?

SKY?

 

You mean Vanquis, provident? Can you scan the letter without personal details?

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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provident fresh start was a spoof loan system

started several years ago by the provi group

when they started buying old lemon debts.

 

 

they offer you an interest free loan to pay off a supposed old debt

they now own that no-one else will touch with a bargepole

 

 

ignore them totally

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I had sky a few years ago and apparently i owe £350 for early termination,thing is i dont remember anything about when i stopped etc part of my memory problems :( anyway i got letter saying they'd been trying to contact me and couldnt and sky sold my debt to them they keep repeatedly ringing my old number trying to get hold of me,it says they are friendly bla bla and we can come to a suitable arrangement to pay it off or it will effect my credit score which scares me because ive worked so hard to try and start rebuilding my credit score and i dont want to lose all that,i cant scan letter because i dont have a scanner or printer etc

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OK, if it's been sold to these clowns, then it 'may' already be on your credit file, is there anyway you can check your credit file?

 

Noddle is free,

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Sky don't use cra files?

Ignore the dca

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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What is legit about being fleeced..

 

 

Go read that link I posted earlier

Its all there

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If you ignore then you can't get conned, it isn't legit, no DCA is legit anyway, they're just out to rip you off and pay money you don't owe.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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The ONLY thing you need to entertain and take notice of is a 'Letter before action' and a court summons/claim, if you receive either then come back for advice.

 

Until then and IMO I would ignore these.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Can I ask if this was a Sky credit card, or something to do with their television services?

 

Sam

All of these are on behalf of a friend.. Cabot - [There's no CCA!]

CapQuest - [There's no CCA!]

Barclays - Zinc, [There's no CCA!]

Robinson Way - Written off!

NatWest - Written off!

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Was for sky television,as i say i might owe it,i dont know,dont remember how or why i cancelled,heard nothing in 3/4 years until this letter from fresh start

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OK, I am dealing with a sky credit card debt, and I am given to understand that all records for these have been destroyed, so we are on a bit of a winner, but the DCA thinks that there is still mileage in it, they never learn, do they!

 

Sam

All of these are on behalf of a friend.. Cabot - [There's no CCA!]

CapQuest - [There's no CCA!]

Barclays - Zinc, [There's no CCA!]

Robinson Way - Written off!

NatWest - Written off!

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if sky wanted the money

they'd ask

its a spoof

int free loan deal

ignore

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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