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Reclaiming mortgage arrears charges Kensington

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Hi all bit of advice please sorry if am posting in wrong place. Can I still reclaim mortgage arrears charges from Kensington? It's from a closed account from 2007

 

Thanks

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They may try the SB line but you can certainly claim them back.


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I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

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Thanks Martin do we have a template letter for this on here? Am going to try it I think

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please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Thanks for these links much appreciated.

 

 

One more thing

I phoned Kensington about this a week or so ago and asked for a statement of the account to be sent to me

so I could review all charges and then put my complaint in writing. This arrived yesterday.

 

 

They said they have only charged me 2 charges canx of direct debit fee and the redemption fee.

They've offered £50 ish plus interest on those two charges.

 

 

Their statement of account makes no mention of all the £50 arrears fees

and shows the redemption figure as being £15,000 less than what it actually was when I redeemed the mortgage!

 

 

Is this just a simple mistake do you think?

I'm not sure what to say back or where to start.

I have some of the charges on some old statements but not all of them

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sar them

 

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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