Halifax cca & sar address

[Beauty13]

Can anyone provide the most up to date address for CCA & SAR for HALIFAX CREDIT CARD

 

Not sure if the addresses i`ve found are up to date

 

 

Many thanks in advance

[dx100uk]

address sticky in this forum

[dx100uk]

http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?9-Halifax-Bank-and-Bank-of-Scotland

[Beauty13]

Cheers Dx

 

Forgive my lack of knowledge...........can see address for SAR is it the same one for CCA?

[dx100uk]

why are you sending these?

 

 

whats the enquiry by you all about?

 

 

dx

[Beauty13]

Have previously posted a few months ago, I have a number of debts to resolve

 

This relates to a Halifax cc whereby the min amount is being repaid since 2011

 

outstanding balance is largely charges and interest

 

looking to reclaim and then pay off

 

appreciate any help you can give with these and other debts posts to follow

[dx100uk]

and its still in the hands of Halifax

or has it been sold to a DCA?

[Beauty13]

Still in the hands of Halifax for now.....this may change i fear when i pursue

 

Have previously contacted them to stop interest and charges and also for settlement figure but were ignored on both counts

 

is the address the same for both letters?

[dx100uk]

cant see the point in a cca request to the original creditor

unless you are hoping the card is years old

and they will not have the signed copy [if pre APR 2007]

 

 

address is ok eitherway

[Beauty13]

ok DX so no CCA to them then just SAR to give me leverage with charges to bring the balance down

 

Thanks for all your help more posts to follow with other creditors

[Beauty13]

Have now had response to SAR...........we will have all your personal information ready by 14th June

 

Swiftly followed by.......

we note you are requesting ALL data held

this can encompass call recordings AND emails.

 

 

If you require this data than you return the attached form

and if this is required then our 40 day deadline will change

as your full requirements were not known when we started your original DSAR!!!

We will advise you of the revised deadline when we acknowledge receipt of the form

 

I thought the SAR clearly stated ALL INFORMATION held and fear they are playing for time with a view to selling the debt

- I have already received a letter requesting the outstanding arrears of £60 or they will lodge a default

-i have been paying a nominal amount each month

but this is the first threat of such.

 

Do i pursue the request but state that they have to adhere to the original deadline?

dont think i have any emails from them but there are a few phone calls again not sure how needed.

 

Need statements to calculate charges

 

os bal approx £750 largeley charges and interest are they likely to sell this on ??

 

How should i pursue SAR please?

[dx100uk]

well it wont make any odds if they do sell it now really

the balance is in dispute

and it will probably strengthen your case against paying a DCA anything.

 

 

and ofcourse then the CCA request will come into play I expect

 

 

ok so theres not already a default yet on your credit file for this?

and if there was to be one

will that hurt you as it will kill credit for 6yrs probably?

 

 

as for the SAR.

yes the letter is clear enough

I would reply simply saying I wish the info as request in my org sar please.

 

 

dx

[Beauty13]

Have just checked credit file and no default.....

 

interestingly file history isnt accurate at all really making a mockery of the whole system

 

will request sar as req and calculate charges

 

then go for FULL settlement

 

thanks DX