drydens/capquest - old lloyds debt

[superkama]

Hello Everyone,

 

It all bagan when i received a letter from drydeensfairfax solicitors dated 29 February 2016 in regards to debt owed to Lloyds Banking Group.

 

They said they are acting on behalf of Capquest investments Limited for an outstanding amount of £23926.23, i've enclosed all correspondence between me and them to help you guys understand, as i do not have very good education to be able to write very well.

 

The Account number from the solicitors and the account number from capquest are different, the CCA sent is from Hailfax insted of Lloyds Bank, and the statement had no letter head to show where they came from.

 

Any help will be appreciated

Thank you guys.

docs1 .pdf

[maroondevo52]

Hello and Welcome,

 

I have moved this thread to the appropriate forum, I've also unapproved your attachment as there are reference numbers that need removing, once removed could you please re-post the attachment.

 

Thanks,

 

Scott.

[dx100uk]

now

why did you stop paying?

really surprised Lloyds didn't take you to court

but sold it on?

whats wrong with the loan?

 

was it a consolidation of other LLoyds debts.?

 

dx

[superkama]

Thank you so much

 

I do not have a loan with Lloyds bank

[dx100uk]

so that's not your sig on the agreement?

 

 

dx

[superkama]

I had a loan with Halifax about 7 years ago

 

The agrement is from Hilifax not Lloyds

[dx100uk]

same lot in those days...

no reason not to pay it

 

so

did you take that loan ?

is that your sig on that agreement?

[superkama]

No that is not my signature

[dx100uk]

No that is not my signature

 

 

then why are you even entertaining them if its not your debt?

 

 

dx

[superkama]

If you take a look at one of drydensfairfax letter they recently wrote to me about the account been close and an apology for the inconcenience, you can tell me.

 

I'm not entertaining them, i just need a letter to write to them to stop all these, because i don't know where all these is coming from

[dx100uk]

so they've sent you someone else CCA return

and none of your addresses appear anywhere on that CCA return?

 

 

dx

[superkama]

dx] I don't understand, what do you mean

[dx100uk]

the documents you uploaded in post 1

is what we call a CCA return.

 

so

you say that that's not your sig

so..

are any of the addresses on the agreement in the return

yours or one the T&C's they sent..??

[superkama]

Not my address, no

 

I've also check my credit file and I couldn't find anything

[dx100uk]

then there you go.

 

id be contacting the ICO and telling them what has happened

you've been sent someone elses pers details in a CCA request

 

now, so all you've gotta do now is wait for cabots next move

 

 

regarding cra file

could this debt be older than 6yrs since you last paid anything?

[superkama]

Well, according to the statement they sent, last payment was made on the 27/03/2009

[dx100uk]

but ofcourse its not your statement?

 

 

dx

[superkama]

but ofcourse its not your statement?

 

 

dx

Yeah I know, anyway thank you very much for helping me