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    • Yes that looks fine. It is to the point. I think somewhere in the that the you might want to point out that your parcel had been delivered but clearly had been opened and resealed and the contents had been stolen
    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
    • Hmm, that's strange how they got my email then.  I assume the below is ok to send to DCBL, Nicky?  Hello, I am writing regarding our ongoing dispute and the upcoming court claim reference xxxxxxxx. To ensure fairness and transparency in our communications leading up to the court hearing, I request that you use postal mail exclusively for all further correspondence related to this claim. Please refrain from sending any communication or documents via email. Thank you for your understanding and cooperation. If you have any questions or need clarification, please feel free to contact me via postal mail at the address provided above. Yours sincerely, xxxx
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Early last year my husband received a county court summons for £11,500 for a credit card debt sold on to a DCA.

 

He replied and defended the action on the basis of the limited information on the summons

and that he was awaiting a reply to the CCA letter sent to them on the day the summons was received.

 

He never received a copy of the CCA,

just a letter from them saying the debt was no longer enforceable

and they could not proceed any further through the courts,

but would he please call them to discuss a repayment plan.

They also promised to forward the copy of the CCA.

 

That was over a year ago and we are still haven’t received the CCA,

but what he did not advise them was the debt would not really be statute barred until last October

, three months after their letter.

 

Move forward to now,

and I have received a letter from the same DCA and they are chasing a debt for £8.250 for a card of mine.

This will become statute barred in the middle of August when it will be 6 years since the last payment.

 

I received a letter from them dated 6 April but not received until 12 April,

saying if I did not contact them within 14 days they would commence legal action.

 

My understanding of statute barred debts is they expire six years after the last payment

or admission of the debt and the creditor has until this time to obtain judgement.

 

 

Is this correct and can the DCA request to the courts an extension this period for the time it takes to

transfer to a local court and to a hearing?

 

The default for this will expire soon and I am l keen to keep as clean a record

as possible after eight years of financial misery.

 

I appreciate I am morally wrong but this DCA will have purchased the debt for peanuts,

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read the letter properly

it doesn't say will anywhere

 

 

and no nothing can extend the SB date

not even a judge

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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pers i'd send nothing

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If I send the CCA Request can they take out a summons in the meantime?

 

DX, as you suggest I would leave it, but for the fact that they DID issue a summon before and may have cross-referenced the name/address and be annoyed at the money they lost on trying to sue my husband after buying his debt.

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stop worrying

a CCA request will not stop them

IF they wish to issue.

 

 

save your arrows

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no

next bloke

next desk

diff coloured skirt

using the same printer

and a diff letterhead.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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What is normally the shortest period between filing a defence and a hearing, based on the assumption of it having to be transferred to a local court? We have around 6 debts between us that will be stat barred between May and October with only the August one threatening action.

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whats that got to do with anything?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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??????????

 

 

but you've had not even a claimform yet...huh..

that stops the clock..

 

 

stop panicking...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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IF you get a proper lba from any of these companies come back here for furhter advice. That will probably include sending a CCA request if a credit agreement but for the moment they arent bothering you so dont poke them with a stick.

Your assumptions on why they ceased action against hubby may well not apply to your own case so dont allow that to blind you.

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they arent bothering you so dont poke them with a stick.

 

Good advice.

 

 

We have learned to keep are heads down and not answer the phone if their numbers appear and so far 7 debts totalling over 55k have disappeared from our credit files and chasing letters.

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specifically, it says 'will'? and it was a letter from their actual solicitors?

 

if so, can expect a claim. unless they change their minds.

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no it does not say will anything

READ IT PROPERLY.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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