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ex cheated tax credits -DCA now chasing me!!


conradj
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my wife walked out leaving me with the three children.

 

 

they stayed with me a few months but I couldnt cope so my mum took them in and brouggt them up.

. youngest is 23 now.

 

 

. I have just receiced a letter from a debt agency asking for 1600 pound but my mum claimed for them

.. apparently my ex wife claimed for them too at some point .

 

 

I only ever heard from hmrc once many years ago and told them I hadnt claimed and where was the money going to.

. they said devon..

I have never lived in devon but the ex does.

 

 

where do I stand on this.

 

 

. I was luving in scotland at the time.

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you ignore a powerless DCA on a govt debt

they are NOT BAILIFFS

and can do nothing .

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Theyre powerless because they have no legal right to do anything. They are employed solely to be a talking shop/threatening agent. Under law they cannot chase a debt via any means. Only HMRC can.

 

And formal debt collection? Stop worrying. They cant do anything. Formal collection just means send out a ton of letters to you, hopingyoull start crying and pay whatever they say. Just use the letters for their only purpose. Substitute toilet roll

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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they are powerless [the DCA]

as they do not own the debt.

gov't debts cannot be sold on.

 

 

they are merely acting as bulldogs

wanting a cut if you were so stupid enough to pay thru them.

 

 

DONT!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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