Jump to content

 

BankFodder BankFodder


gordieglqasg

Walker Love Council Tax Bank Arrestment

style="text-align:center;"> Please note that this topic has not had any new posts for the last 1434 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi All

 

Long time since I have been on here......

 

i have an agreement to pay walker love 200.00 pm to pay off council tax arrears.

I thought all was going well, however it appears I may have missed a payment back in december.

 

I have had no communication from them until recently I received a letter from my bank advising of an arrestment of my account (over 400.00).

 

I then received a 'mandate' from WL asking me to sign to say they can have the money.....

 

Whilst i agree I may owe them the money, I am not sure how they came to the figure they have.

 

My questions are:

 

- if i sign this mandate allowing release of the funds, does this automatically allow them to arrest and release funds in the future, i.e. is it an ongoing agreement?

 

- Do I have to release the funds.... or can I negotiate to have the arrestment lifted?

 

I am also loathe to call them because of 1 their attitude and also the fact it is a 084 number costing at least 7p a minute.

 

Any help, advice guidance appreciated.

Share this post


Link to post
Share on other sites

Hi,

 

There are strict rules about how much the Sheriff's can take from your Bank Account, there is a minimum balance protected for you still to use in your account (£494.01 from 6 April 2016). If you have more than one bank account with the same bank the protected amount of £494.01 applies to all the accounts together. If you have more than one account but they are all in different banks the protected amount of £494.01 applies to each account separately.

 

You should check carefully who you have your accounts with as some banks with separate names are in the same banking group. This could mean that the separate accounts may be treated as being with the same bank. The protected amount will be applied only once in that situation.

 

Regarding the amount they say you are due, when you break an agreement, the Sheriff's will get another 'Charge for Payment' adding a further £98.00 to your arrears.

You can write to them asking for a breakdown of the charges.

 

If you don’t sign the mandate the council can raise a ‘furthcoming action’. This would order the bank to release the funds that have been frozen. If the council does not raise a ‘furthcoming action’ and you do not agree to release any money arrested, it will automatically be released to the creditor after 14 weeks.


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

Share this post


Link to post
Share on other sites

Thanks Maroon. Very helpful.

 

Do you know if I sign to release just now - I accept I owe them the money - does this allow them to do it every month without a mandate? or does the mandate only work for one instance?

 

Thanks again

Share this post


Link to post
Share on other sites

Hi,

 

Have they said that once the arrears are paid, the £400 odd notes, they are happy for you to continue on a payment plan and are you up to date with this years Council Tax.


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

Share this post


Link to post
Share on other sites
Thanks Maroon. Very helpful.

 

Do you know if I sign to release just now - I accept I owe them the money - does this allow them to do it every month without a mandate? or does the mandate only work for one instance?

 

Thanks again

 

Just for this time only

  • Haha 1

Please contact a member of the site team if you are offered help off the forum for a a paid or no win no fee service.

 

Please consider making a small donation to help keep this site running

Click here to donate through PayPal (opens in a new window)

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...