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Unknown CCJ on More than credit card debt - Set a side ?


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Thank you Andy...

I would take that on board.

I believe that was my reply at first.

But unfortunately, I did not seek advise sooner.

 

It's been granted despite of the way the claimant chased the old debt.

 

Am I allowed to approach the claimant for a reduced forthwith payment?

 

Or the judgement final?

 

I do want to clear the CCJ on my record...

I do hope others would get something from my rather confusing queries...

 

Will contact CAB and make my decision.

 

Thanks for the heads up...as I now know the right questions to ask...

 

Thanks and hope to hear from you...

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You dont approach the claimant you submit the N245 to the court...who inturn will submit it to the claimant for consideration and a monthly payment will be set.

The CCJ is final im afraid and on your record for 6 years and with you until settled.

 

I don't see any need for any involvement of the CAB from here on....the above option is all that is open to you.

 

Andy

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you use the N245 to offer a monthly arrangement yo can afford.

 

but it wont clear the CCJ from your record

 

unless you set it aside

or pay in full now by the 28days

it stays for 6yrs.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi again,

I just want clarification on set aside.

As I am chasing a 28 days window...

If I apply for a set aside judgement and pay the fee.

What happens to the CCJ?

It just remains on record (6 years )

Any urgent comment will be appreciated...

Many thanks,

 

Just to follow it up...I meant if the judge Don t accept

My applications...

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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