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    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
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Used car now has fault


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Hi, I bought a used car from a dealer on 3/2/16 who is a 6 hour return journey from where I live. I paid a small cash deposit and had the rest on finance. When I arrived at the dealership the condition of the vehicle didn't match the description I had been given by phone e.g., there were scratches that had not been mentioned and that the the pictures didn't show, 2 of the tyres were bordering on being bald and one of the electric windows didn't work. Because of the distance I had travelled by train, and because I was in need of a vehicle quickly, I was put in a bit of a position so when the dealer knocked £200 off the price of the car and included a 6 month warranty (to enable the window to be repaired) I went ahead with the purchase of the vehicle.

 

Some time after getting the vehicle home I started to notice that there was some fluid leaking from it, and when I looked into it I found it was steering fluid and the vehicle was loosing all of it's steering fluid in the period of a couple of days and continuously has to be topped up. I informed the dealer about this and they told me that I should either get the vehicle repaired under cover of the warranty, or take it back to them (6 hour round trip) for the repair to be carried out. I took the vehicle into my local garage for inspection and they confirmed that some pipes need to be replaced costing £360 but the work is not covered under the warranty. I informed the dealer of this and sent them a copy of the estimate, and I asked if it would be possible to have the repair carried out locally as it is not practical to travel for 6 hours to have this done, but they have just ignored my email.

 

Will someone please be kind enough to advise me what my rights are in this situation and what my next move should be please? This fault was obviously present when I bought the vehicle even though it was given a new MOT.

 

Thank you

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I might seem harsh, but the distance isn't the sellers problem and the regulations do say he must have the first chance at any repairs. £360 may be way above what the dealer can do the same job for so it would be unfair to expect him

to pay over the odds by having the work done locally to you.

 

Try again with the email and if you are using Microsoft Outlook, click on the Request a Delivery Receipt. If no reply is still forthcoming, then send the same by letter and make it recorded delivery.

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Thanks for that Conniff, I understand that the distance involved was my choice when I bought the vehicle, but the reason I want the repair done locally is because the fault must have been present when the vehicle was sold to me, so I don't see why I should be expected to travel to him to have it repaired, at my expense and inconvenience. If it was something that had developed after I had been using the vehicle for a while then I would understand him asking me to take the car back, but I had only had the car for a couple of days when I started to notice the problem. The vehicle was sold with the fault already present.

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I'm afraid he can refuse what you would like. The only thing I can think that he might agree to having it repaired at your end would be a 50/50 split between him and you. If the garage can do it for £360, then the seller could do it for £100.

 

It has to be worth a try and see how he goes.

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Was the prices quoted by local garage King - the cost of the pipes is £159 and£70 plus fitting and VAT

 

Wow! That's steep.

If I can suggest, look yourself hat pipes are needed and ask the price to the main dealer.

Fitting, system refilling and bleeding at £70+vat is reasonable, but £159 for pipes seems quite a price.

Again, I'm sure not every pipe is leaking.

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