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By aliencontractor · Posted
Hi. Due to Covid I lost my job last year, I managed to secure an interim role in the summer which basically covered housing and food costs, Late last year I got a better role which would allow us to survive. I have a car HP agreement and due to the above I was given the 6 months break which was added onto the end of the agreement, extending it by 6 months. However, I also built up some arrears as well which need to be paid back. I have had a few agreement that I was not able to stick to, mainly due to arrears elsewhere, council tax being one which is now up to date. They has said a return of goods order is near but will agree to another repayment plan but only over 6 months. This maybe unaffordable (I have got an I&E to do) as it presents an additional 40% on the monthly premium. Please can I have some information on my rights here, I know they cannot force me to pay more than I can afford but after a few failed arrangements, have I lost that right? thanks -
why did you pay it? you need to be very careful here as you've reset the SB date and someone could go after the rest now for 5yrs. just remember a DCA is NOT a bailiff and have zero legal powers on any debt no matter what its type sorry but i worry you've got had here. dx
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By brassnecked · Posted
Not before time, the Post Office Executives that condoned and implemented the prosecutions on dodgy evidence from a borked IT system should go to jail. -
Convicted Post Office workers have names cleared - BBC News The Court of Appeal also allowed the appeals on the basis that their prosecutions were an affront to justice - a decision that allows for the possibility of further claims for compensation against the Post Office.
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you paid the dealer, you got charged VAT. cant be a trade sale. nor negate your rights 'selling for someone else' is BS, again you paid the dealer look at the payee on your bank statement its the dealer Trade Sale - Sold As Seen (dragon2000.co.uk)
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Our picks
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Hermes - destroyed item as it was "damaged"- **Judgment for Conversion of destroyed item. **WON**
hellothere124 posted a topic in Postal and Delivery Services,
Ebay Packlink and Hermes - destroyed item as it was "damaged". https://www.consumeractiongroup.co.uk/topic/430396-ebay-packlink-and-hermes-destroyed-item-as-it-was-damaged/&do=findComment&comment=5087347-
- 32 replies
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Post in Bailiffs in at BBC obtain 7 years interest on overpayment of TV licence
Its WAR posted a post in a topic,
I sent in the bailiffs to the BBC. They collected £350. It made me smile. -
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Post in Court Claim Against Hermes - item sent via Packlink was lost/tampered with **WON at mediation full amount **
jj58 posted a post in a topic,
Hi @BankFodder
Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
So I issued the claim on day 15 and they requested more time to respond.
They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
I opted for mediation, and it played out very similarly to other people's experiences.
In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them.
In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
Many thanks, stay safe and have a good Christmas!
Picked By
BankFodder, -
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***Hermes and mediation hints ***
BankFodder posted a topic in Postal and Delivery Services,
Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003-
- 1 reply
Picked By
BankFodder, -
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