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Overdraft fees on and old account


gimli52
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In 2008, I stopped using Barclays as my current account provider and it turns out I was overdrawn by £18. I stopped checking online backing, etc as I didn't realise that I still owed them money (my fault, I know). Long story short, I now overdrawn by £1063, made up almost entirely of overdraft charges. Where do I stand in getting these charges negated?

 

I would be grateful for any advice.

 

Thanks

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is this on your credit file?

or is any one chasing the debt?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Its an account registered at my father's address - I have not lived there for a number of years so it has not appeared on any credit file. I only became aware of it when they sent a letter addressed to me at my father's house and he opened it by mistake

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who sent you a letter?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Gimli and welcome to CAG

 

Are the bank making demands or threats about the amount ?

 

Have you paid nothing to the bank or acknowledged the account at all since 2008. If so, the matter may be statute barred.

 

:-)

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