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Halifax, Shoosmith - Mortgage Shortfall debt


Loubylou70
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great.

and when did this all happen please

 

 

all letters state:

 

Our Client: Bank of Scotland PLC (Halifax Division)

 

Thank you

..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hello, I am going to do this today.

 

What you ideally want to do is exhaust the complaints process including the FOS. But do it properly, as there is no hurry to get a complaint in. When Halifax respond to the SAR, you can start probing them for information. There are letters you can send asking specific questions.

 

It might also be advisable to start collecting information on house sales in that area, to see what they were selling for.

We could do with some help from you.

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I did collect them when I complained but go nowhere.

The agent collected com parables that where not com parables if you get my drift.

They actually forgot about some like for like properties that where closer to the style of property both in style and distance.

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First letter received November 2013 from Henderson Booth and Snell, then passed to Shoosmiths a few months later.

when was the repo/sale?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

thanks

now we have all the info

the more knowable ones are best placed

sar looks the next best action for you yes.

glad you've not paid to date too.

gives you the upperhand.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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